1007 Oak St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 1007 Oak St, Chattanooga, TN 37403

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,215 sqft · built 1920
Lot Size	0.15 acres (6,553 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Feb 2024)
Tax Bill	$895 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`146A Q 026`

Property Details

APN / Parcel Number

Primary APN	`146A Q 026`
Alternative APN	`0000071838`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,215 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,553 sqft (0.15 acres)
Lot Dimensions	127 ft deep x 51.4 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000071838
Street Address	1007 OAK ST
City	CHATTANOOGA
State	TN
Zip	37403-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LTS B C D KEY RICHMOND & HART TRACT PB B6 PG 569
Legal Subdivision	KEY RICHMOND & HART
Legal Block	6
Legal Lot Number	B-D C
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 OAK ST, CHATTANOOGA, TN 37403-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	2024022000152
Deed Book / Page	13516 / 149
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 20, 2024
Property Address	1007 OAK ST, CHATTANOOGA, TN 37403-2224
Document Number	0000000152
Book / Page	13516 / 149
Map Reference	MB 38 PG 167
Instrument Date	Feb 16, 2024
Instrument	2024022000152
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Tax	$2,719.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2104, PALOS VERDES PENINSULA, CA 90274-8104
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 (-16.98%)	$59,075 (+22.56%)	$236,300 (+22.56%) Land $60,000 Building $176,300
2024	$1,078.00	$48,200 (-)	$192,800 (-) Land $50,000 Building $142,800
2023	$1,078.00	$48,200 (-)	$192,800 (-) Land $50,000 Building $142,800
2022	$1,078.00	$48,200	$192,800 Land $50,000 Building $142,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20