Kane County property record for 1011 Lawrence Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,196 sqft · built 1952 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,067 (2022) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-277-029 |
| Primary APN | 06-15-277-029 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 143 ft deep x 91 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1011 LAWRENCE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMISSIONERS PLAT - PT OF THE SE 1/4 SEC 10 & NE 1/4 SEC 15 PT OF LOT 1 DESC IN BK 1511/142 SEC 15-41-8 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 15 |
| Legal Subdivision | COMMISSIONERS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 851102 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1011 LAWRENCE AVE, ELGIN, IL 60123-3348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · VA Mortgage LEND-A-LOAN LLC |
| Apr 6, 2021 | Intrafamily Transfer, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2021 |
| Deed Sale | Apr 6, 2021 |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Document Number | 202126561 |
| Prior Transfer Date | Dec 9, 2020 |
| Prior Transfer Doc | 0000026561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1011 LAWRENCE AVE, ELGIN, IL 60123-3348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1011 LAWRENCE AVE, ELGIN, IL 60123-3348 |
| Document Number | 0000011514 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026K011514 |
| Name | LEND-A-LOAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 6, 2021 |
| Property Address | 1011 LAWRENCE AVE, ELGIN, IL 60123-3348 |
| Document Number | 0000026561 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2021K026561 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1011 LAWRENCE AVE, ELGIN, IL 60123-3348 |
| Document Number | 0000026562 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021K026562 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2024 | $90,427 (+21.39%) Land $25,901 Building $64,526 | $271,390 (+21.44%) Land $77,734 Building $193,655 | |
| 2022 | $4,067.00 (-22.27%) Disabled Person's exemption Veteran's exemption | $74,491 (+6.96%) Land $21,337 Building $53,154 | $223,473 (+6.96%) Land $64,011 Building $159,462 |
| 2021 | $5,232.00 Homeowner's exemption | $69,644 Land $19,949 Building $49,695 | $208,932 Land $59,847 Building $149,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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