1011 Gradison Dr, Matthews, NC 28104 Property Records

Union County property record for 1011 Gradison Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,544 sqft · built 2022
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$453,000 (Dec 2022)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Jun 2024 Sale Dec 2022 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-321-329`

Property Details

APN / Parcel Number

Primary APN	`08-321-329`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1011 GRADISON DR
City	MATTHEWS
State	NC
Zip	28104-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#109 COURTYARDS ON LAWYERS ROAD PH2 MAP2 OPCQ615
Legal Subdivision	COURTYARDS ON LAWYERS ROAD PHASE 2 MAP 2
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

1011 Gradison Dr is owned and occupied by an individual who bought it in December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 GRADISON DR, MATTHEWS, NC 28104-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Warranty Deed, Transfer
Dec 28, 2022	Special Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Deed Document Number	202241959
Deed Book / Page	8632 / 446
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 17, 2024
Property Address	1011 GRADISON DR, MATTHEWS, NC 28104-3201
Document Number	0008922882
Book / Page	8922 / 882
Map Reference	CAB Q FILE 615-617
Instrument Date	Apr 3, 2024
Instrument	13897
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 STONEHENGE PKWY, DUBLIN, OH 43017-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 GRADISON DR, STALLINGS, NC 28104-3201

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2022
Property Address	1011 GRADISON DR, MATTHEWS, NC 28104-3201
Document Number	0008632446
Book / Page	8632 / 446
Map Reference	CAB Q FILE 540-542
Instrument Date	Dec 7, 2022
Instrument	41959
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 STONEHENGE PKWY, DUBLIN, OH 43017-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 GRADISON DR, MATTHEWS, NC 28104-3201

Mortgage

Document Number	0000041960
Date	Dec 28, 2022
Instrument	41960

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	996 Months
Due	Dec 14, 2105

Interest

Rate Type	Adjustable Rate
Rate	7.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Gradison Dr was $1,740.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,500 (-) Land $120,700 Building $381,800	$502,500 (-) Land $120,700 Building $381,800
2025	$1,740.00 Additional exemption filed	$502,500 Land $120,700 Building $381,800	$502,500 Land $120,700 Building $381,800
2023	$3,028.00	$362,000 Land $80,000 Building $282,000	$362,000 Land $80,000 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Gradison Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Gradison Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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