1010 Gradison Dr, Matthews, NC 28104 Property Records

Union County property record for 1010 Gradison Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Company Names on Record
Last Sale	$565,000 (Apr 2023)
Tax Bill	$4,312 (2025)
Deeds & Mortgages	May 2024 Transfer Apr 2023 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-321-357`

Property Details

APN / Parcel Number

Primary APN	`08-321-357`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,519 sqft Living Area
1st Floor Area	1,778 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 GRADISON DR
City	MATTHEWS
State	NC
Zip	28104-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#137 COURTYARDS ON LAWYERS ROAD PH2 MAP2 OPCQ540; OPCQ615
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1010 GRADISON DR, MATTHEWS, NC 28104-3201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Intrafamily Transfer, Transfer
Apr 21, 2023	Special Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	20239346
Deed Book / Page	8694 / 357
Last Transfer Date	Apr 16, 2024
Transfer Doc	0000889947
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 6, 2024
Property Address	1010 GRADISON DR, MATTHEWS, NC 28104-3201
Document Number	0000889947
Book / Page	8899 / 47
Map Reference	CAB Q FILE 540-542
Instrument Date	Apr 16, 2024
Instrument	10194
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 GRADISON DR, MATTHEWS, NC 28104-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 GRADISON DRIVE, MATTHEWS, NC 28104

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2023
Property Address	1010 GRADISON DR, MATTHEWS, NC 28104-3201
Document Number	0008694357
Book / Page	8694 / 357
Map Reference	CAB Q FILE 615-617
Instrument Date	Apr 6, 2023
Instrument	9346
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 STONEHENGE PKWY, DUBLIN, OH 43017-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GRADISON DR, MATTHEWS, NC 28104-3201

Mortgage

Document Number	0000009347
Date	Apr 21, 2023
Instrument	9347

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	845 Months
Due	Sep 6, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.18%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,600 (-) Land $120,700 Building $516,900	$637,600 (-) Land $120,700 Building $516,900
2025	$4,312.00 (+498.06%)	$637,600 (+697%) Land $120,700 Building $516,900	$637,600 (+697%) Land $120,700 Building $516,900
2023	$721.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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