1011 E McLeod Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1011 E McLeod Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1968
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,900 (Sep 2017)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`380318-464250-0000`

Property Details

APN / Parcel Number

Primary APN	`380318-464250-0000`
Alternative APNs	`545540` `61648`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,334 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	930 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	78 sqft
Deck Area	341 sqft
Patio Area	120 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	61648
Street Address	1011 E MCLEOD RD
City	BELLINGHAM
State	WA
Zip	98226-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	BEG AT NW COR OF SE 1/4-TH S 88 DEG 5030 E ALG N LI OF SE 1/4 1610.36 FT-TH S 01 DEG 0930 W 30 FT TO S LI OF MCLEOD RD-TPOB-TH S 01 DEG 0930 W ALG E LI OF TR CONV D HERNANDEZ UNDER AF 1015061 290 FT TO S LI OF TR CONV M E STONE UNDER AF 869928-TH S 8
Legal Range	03
Legal Township	38
Legal Section	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4566 ANDERSON WAY, BELLINGHAM, WA 98226-7937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Jul 10, 2018	Grant Deed, Transfer
Sep 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	2017902841
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	0000502605
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1011 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	2201003804
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 E MCLEOD RD BELLINGHAM WA 982268705, BELLINGHAM, WA 98226-8705

Mortgage

Document Number	2201003804
Date	Oct 21, 2020
Instrument	1003804

Lender

Name	UMPQUA BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1011 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	2200703275
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 E MCLEOD RD BELLINGHAM WA 982268705, BELLINGHAM, WA 98226-8705

Mortgage

Document Number	2200703275
Date	Jul 21, 2020
Instrument	703275

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1011 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	2180801961
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 E MCLEOD RD BELLINGHAM WA 982268705, BELLINGHAM, WA 98226-8705

Mortgage

Document Number	2180801961
Date	Aug 20, 2018
Instrument	801961

Lender

Name	UMPQUA BK
Type	Bank
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 10, 2018
Property Address	1011 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	2180700872
Instrument Date	Jul 9, 2018
Instrument	700872
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2017
Property Address	1011 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	2170902841
Instrument Date	Sep 18, 2017
Instrument	902841
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,621.62
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 E MCLEOD RD BELLINGHAM WA 982268705, BELLINGHAM, WA 98226-8705

Mortgage

Document Number	2170902842
Date	Sep 27, 2017
Instrument	902842

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00 (+17.08%)	$673,040 (+15.75%) Land $277,319 Building $395,721	$673,040 (+15.75%) Land $277,319 Building $395,721
2022		$581,450 Land $239,580 Building $341,870	$581,450 Land $239,580 Building $341,870
2021	$4,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink.

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