1003 E McLeod Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1003 E McLeod Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1961
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72435`

Property Details

APN / Parcel Number

Primary APN	`72435`
Alternative APNs	`380318 444250 0000` `61635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	117 sqft
Storage Building	1,248 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	72435
Street Address	1003 E MCLEOD RD
City	BELLINGHAM
State	WA
Zip	98226-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	BEG AT A CONC MON MARKING SEC CTR-TH S 88 DEG 50'30\ E ALG E-W SEC C/L 1380.36 FT-TH S 01 DEG 09'30\ W 30 FT TO SLY LI OF MCL
Legal Range	03
Legal Township	38
Legal Section	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit QUALSTAR CU
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit QUALSTAR CU
Dec 21, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 21, 2023
Transfer Doc	0001201553
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1003 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301515
Date	Mar 19, 2026
Instrument	2026-0301515

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1003 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002206
Date	Oct 28, 2025
Instrument	2025-1002206

Lender

Name	QUALSTAR CU
Type	Credit Union
Address	BOTHELL, WA 98041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1003 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901159
Date	Sep 15, 2025
Instrument	2025-0901159

Lender

Name	QUALSTAR CU
Type	Credit Union
Address	BOTHELL, WA 98041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 21, 2023
Property Address	1003 E MCLEOD RD, BELLINGHAM, WA 98226-8705
Document Number	0001201553
Instrument Date	Jul 12, 2023
Instrument	2023-1201553
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (+987.07%)	$586,213 (+180.98%) Land $289,924 Building $296,289	$586,213 (+15.75%) Land $289,924 Building $296,289
2022		$208,630 Land $82,000 Building $126,630	$506,438 Land $250,470 Building $255,968
2021	$441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink.

Nearby Properties on E McLeod Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures