1011 Cambridge Ct, Lenoir, NC 28645 Property Records

Caldwell County property record for 1011 Cambridge Ct, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1996
Lot Size	0.501 acres (21,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2024)
Tax Bill	$1,936 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09213B 1 6`

Property Details

APN / Parcel Number

Primary APN	`09213B 1 6`
Alternative APNs	`164055` `179648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Heated Area
Gross Area	4,176 sqft
1st Floor Area	1,948 sqft
Basement Area	1,948 sqft
Finished Basement	1,025 sqft
Unfinished Basement	923 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,836 sqft (0.501 acres)
Lot Dimensions	212 ft deep x 103 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	179648
Street Address	1011 CAMBRIDGE CT
City	LENOIR
State	NC
Zip	28645-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2101 PG 1933 YR 24 ST 650.00
Legal Subdivision	CAMBRIDGE COURT SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 CAMBRIDGE CT, LENOIR, NC 28645-8215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Jul 11, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	202410092507
Deed Book / Page	2101 / 1933
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 1, 2024
Property Address	1011 CAMBRIDGE CT, LENOIR, NC 28645-8215
Document Number	0021011933
Book / Page	2101 / 1933
Map Reference	MB 14 PG 58
Instrument Date	Jan 17, 2024
Instrument	10092507
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26250 SCHOOL LN, MILLSBORO, DE 19966-6227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CAMBRIDGE CT, LENOIR, NC 28645-8215

Mortgage

Document Number	0021011936
Date	Feb 1, 2024
Book Page	2101/1936
Instrument	10092508

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1011 CAMBRIDGE CT, LENOIR, NC 28645-8215
Document Number	0010039903
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CAMBRIDGE CT LENOIR NC 286458215, LENOIR, NC 28645-8215

Mortgage

Document Number	0010039903
Date	Dec 31, 2019
Book Page	001978/001684
Instrument	10039903

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 11, 2018
Property Address	1011 CAMBRIDGE CT, LENOIR, NC 28645-8215
Document Number	0010023913
Book / Page	001944 / 001618
Instrument Date	Jul 9, 2018
Instrument	10023913
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 CAMBRIDGE CT LENOIR NC 286458215, LENOIR, NC 28645-8215

Mortgage

Document Number	10023914
Date	Jul 11, 2018
Book Page	001944/001621
Instrument	10023914

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2033

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,936.00 (-25.77%)	$411,200 (-) Land $20,800 Building $390,400
2025	$2,608.00 (+66.11%)	$411,200 (+66.82%) Land $20,800 Building $390,400	$411,200 (+66.82%) Land $20,800 Building $390,400
2024	$1,570.00 (-47.05%)
2023		$246,500 (-) Land $20,800 Building $225,700	$246,500 (-) Land $20,800 Building $225,700
2022	$2,965.00	$246,500 Land $20,800 Building $225,700	$246,500 Land $20,800 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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