1007 Cambridge Ct, Lenoir, NC 28645 Property Records

Caldwell County property record for 1007 Cambridge Ct, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1997
Lot Size	0.511 acres (22,248 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 1997)
Tax Bill	$1,449 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09213B 1 4`

Property Details

APN / Parcel Number

Primary APN	`09213B 1 4`
Alternative APN	`161765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,747 sqft Heated Area
Gross Area	2,543 sqft
1st Floor Area	1,747 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,248 sqft (0.511 acres)
Lot Dimensions	206 ft deep x 108 ft wide
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	227 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	161765
Street Address	1007 CAMBRIDGE CT
City	LENOIR
State	NC
Zip	28645-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1923 PG 269 YR 2017 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

1007 Cambridge Ct is owned and occupied by an individual who acquired it in July 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 CAMBRIDGE CT, LENOIR, NC 28645-8215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 1997 · Amount on File
Deed Sale	Dec 16, 1997 · Amount on File
Prior Sale	Dec 1, 1997 · Amount on File
Deed Book / Page	1208 / 476
Last Transfer Date	Jul 10, 2017
Transfer Doc	0010013364
Record Updated	Oct 29, 2026

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 20, 2017
Property Address	1007 CAMBRIDGE CT, LENOIR, NC 28645-8215
Document Number	0010013364
Book / Page	001923 / 000269
Instrument Date	Jul 10, 2017
Instrument	10013364
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 CAMBRIDGE CT LENOIR NC 286458215, LENOIR, NC 28645-8215

Mortgage

Document Number	10013365
Date	Jul 20, 2017
Book Page	001923/000271
Instrument	10013365

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1007 Cambridge Ct was $1,449, down 6.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,449.00 (-6.15%)	$306,800 (-) Land $19,400 Building $287,400
2025	$1,544.00 (+34.26%)	$306,800 Land $19,400 Building $287,400	$306,800 Land $19,400 Building $287,400
2024	$1,150.00
2023		$179,800 (-) Land $19,400 Building $160,400	$179,800 (-) Land $19,400 Building $160,400
2022	$2,167.00	$179,800 Land $19,400 Building $160,400	$179,800 Land $19,400 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Cambridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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