10107 Gardiner Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10107 Gardiner Ave, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,360 sqft · built 1947
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Nov 2006)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01126691`

Property Details

APN / Parcel Number

Primary APN	`13-01126691`
Alternative APN	`01126691`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,640 sqft
1st Floor Area	1,568 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01126691
Street Address	10107 GARDINER AVE
City	SILVER SPRING
State	MD
Zip	20902-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKENNEY HILLS
Legal Subdivision	MCKENNEY HILLS
Legal Block	D
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	704000

Owner

Source: Montgomery County records · APN 13-01126691

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10107 GARDINER AVE, SILVER SPRING, MD 20902-5113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 09, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2006 · Amount on Record
Deed Sale	Nov 02, 2006 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	200663048
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10107 GARDINER AVE, SILVER SPRING, MD 20902-5113
Transaction Type	Mortgage
Record Updated	Nov 02, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 GARDINER AVE, SILVER SPRING, MD 20902-5113

Mortgage

Document Number	0643210282
Date	Oct 19, 2021
Book Page	64321/282

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10107 GARDINER AVE, SILVER SPRING, MD 20902-5113
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	BETHESDA TITLE AND ESCROW, BETHESDA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0617640089
Date	Feb 02, 2021
Book Page	61764/89

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 01, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10107 GARDINER AVE, SILVER SPRING, MD 20902-5113
Document Number	0559010370
Instrument Date	Apr 09, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 GARDINER AVE SILVER SPRING MD 209025113, SILVER SPRING, MD 20902-5113

Mortgage

Document Number	0559010370
Date	Apr 17, 2018
Book Page	055901/000370

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,933 (+5.04%)	$763,900 (-) Land $286,400 Building $477,500
2025	$8,115.00 (+12.19%)	$693,967 (+5.31%)	$763,900 (+15.92%) Land $286,400 Building $477,500
2023		$659,000 Land $286,400 Building $372,600	$659,000 Land $286,400 Building $372,600
2022	$7,233.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317040001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Feb 1983, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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