10109 Garden Way, Potomac, MD 20854 Property Records

Montgomery County property record for 10109 Garden Way, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,293 sqft · built 1973
Lot Size2.03 acres (88,427 sqft)
OwnerIndividual Name on Record
Last Sale$1,044,000 (Feb 2021)
Tax Bill$18,171 (2025)
Deeds & MortgagesApr 2021 Transfer
Feb 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-01498833

Property Details

APN / Parcel Number

Primary APN10-01498833
Alternative APN
  • 01498833

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,293 sqft Living Area
Gross Area6,052 sqft
1st Floor Area2,375 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeBrick
Roof MaterialWood Shingle
Lot Area88,427 sqft
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces
Pool Area800 sqft
Deck Area108 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01498833
Street Address10109 GARDEN WAY
CityPOTOMAC
StateMD
Zip20854-3966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionPOTOMAC STATION
Legal SubdivisionKNOLLWOOD
Legal BlockH
Legal Lot Number6
JurisdictionMONTGOMERY MD
Township / Civil Division10
Census Block Group1
Census Block1008
Census Tract706009

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10109 GARDEN WAY, POTOMAC, MD 20854-3966
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 12, 2021Trustee's Deed, Foreclosure · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Prior SaleSep 8, 2004 · Amount on Record
Deed Book / Page61881 / 372
Prior Transfer DateJan 14, 2021
Prior Transfer Doc0618810372
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateApr 1, 2021
Property Address10109 GARDEN WAY, POTOMAC, MD 20854-3966
Document Number0623850107
Book / Page62385 / 107
Map ReferenceMB 92 PL 10095
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10109 GARDEN WAY, POTOMAC, MD 20854-3966

February 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONTGOMERY MD
Recording DateFeb 12, 2021
Property Address10109 GARDEN WAY, POTOMAC, MD 20854-3966
Document Number0618810372
Book / Page61881 / 372
Map ReferenceMB 92 PL 10095
Instrument DateJan 14, 2021
Transaction TypeForeclosure
Record UpdatedAug 11, 2022
Title CompanyCOVENANT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,660.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10109 GARDEN WAY, POTOMAC, MD 20854-3966

Mortgage

Document Number0618810376
DateFeb 12, 2021
Book Page61881/376
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,579,533 (+0.83%)$1,605,400 (+2.48%) Land $616,900 Building $988,500
2025$18,171.00 (-0.15%)$1,566,600 (+6.56%) Land $616,900 Building $949,700$1,566,600 (-) Land $616,900 Building $949,700
2024$18,199.00 (+16.32%)
2023$1,470,133$1,566,600 Land $616,900 Building $949,700
2022$15,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1982–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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