Montgomery County property record for 10105 Garden Way, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,380 sqft · built 1976 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,700,000 (Jun 2022) |
| Tax Bill | $18,578 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01498844 |
| Primary APN | 10-01498844 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,380 sqft Living Area |
| Gross Area | 5,974 sqft |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 1,570 sqft |
| Finished Basement | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Deck Area | 264 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01498844 |
|---|---|
| Street Address | 10105 GARDEN WAY |
| City | POTOMAC |
| State | MD |
| Zip | 20854-3966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | POTOMAC STATION 4819/243 |
| Legal Subdivision | KNOLLWOOD |
| Legal Block | H |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 706009 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 29, 2024 | Intrafamily Transfer, Transfer |
| Jun 28, 2022 | Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Jul 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 16, 2018 | Deed, Transfer · ARM BANK-FUND STAFF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Prior Sale | Jan 16, 2018 · Amount on Record |
| Deed Book / Page | 65961 / 296 |
| Last Transfer Date | Mar 29, 2024 |
| Transfer Doc | 0678640367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 29, 2024 |
| Property Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0678640367 |
| Book / Page | 67864 / 367 |
| Map Reference | MB 92 PL 10095 |
| Instrument Date | Mar 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 28, 2022 |
| Property Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0659610296 |
| Book / Page | 65961 / 296 |
| Map Reference | MB 92 PL 10095 |
| Instrument Date | Jun 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13255 FALLEN LEAF CT, 13255, WOODBRIDGE, VA 22192-4924 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0065961303 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 65961/303 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0609880184 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 60988/184 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 20, 2018 |
| Property Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0563450007 |
| Book / Page | 056345 / 000007 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10105 GARDEN WAY POTOMAC MD 208543966, POTOMAC, MD 20854-3966 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 16, 2018 |
| Property Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0554920105 |
| Book / Page | 55492 / 105 |
| Map Reference | MB92 PL10095 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | POTOMAC, MD 20854 |
| Name | Verified Name |
|---|---|
| Address | 10105 GARDEN WAY, POTOMAC, MD 20854-3966 |
| Document Number | 0055492114 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 55492/114 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615,533 (+0.84%) | $1,642,600 (+2.53%) Land $616,000 Building $1,026,600 | |
| 2025 | $18,578.00 (+1.31%) | $1,602,000 (+9.82%) Land $616,000 Building $986,000 | $1,602,000 (-) Land $616,000 Building $986,000 |
| 2024 | $18,338.00 (+20.16%) | ||
| 2023 | $1,458,733 | $1,602,000 Land $616,000 Building $986,000 | |
| 2022 | $15,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (1982–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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