10109 Concord Dr, Horace, ND 58047 Property Records

Cass County property record for 10109 Concord Dr, Horace, ND 58047

Property Summary

Property Type	Other
Lot Size	0.264 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Sep 2026)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1110-00080-000`

Property Details

APN / Parcel Number

Primary APN	`15-1110-00080-000`

Exterior

Lot Area	11,543 sqft

Location & Zoning

Street Address	10109 CONCORD DR
City	HORACE
State	ND
Zip	58047-9005
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	LOT: 8 BLOCK: 1 ADDITION: MAPLE LAKE ESTATES ADDITION ADDITIONAL: MAPLE LAKE ESTATES ADDN LT 8 BLK 1 **PLATTED FRM 15-0000-02635-070 PER PLAT DOC#1591128 FOR 2020
Legal Subdivision	MAPLE LAKE ESTATES ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2029
Census Tract	40503

Owner

10109 Concord Dr is owned by two individuals who bought it in September 2026.

Source: Cass County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10109 CONCORD DR, HORACE, ND 58047-9005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Deed Document Number	20261768291
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 25, 2026
Property Address	10109 CONCORD DR, HORACE, ND 58047-9005
Document Number	0001768291
Instrument Date	Sep 23, 2026
Instrument	20261768291
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001768292,
Date	Sep 25, 2026
Instrument	20261768292

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10109 Concord Dr was $4,873, down 1.2% from the year before.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,873.00 (-1.16%)	$26,050 (-) Land $26,050	$52,100 (-) Land $52,100
2024	$4,930.00 (-1.77%)	$26,050 (-) Land $26,050	$52,100 (-) Land $52,100
2023	$5,019.00 (+1.58%)	$26,050 (+42.74%) Land $26,050	$52,100 (+42.74%) Land $52,100
2022	$4,941.00	$18,250 Land $18,250	$36,500 Land $36,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10109 Concord Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10109 Concord Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 47% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500

May also be available: Sparklight, Verizon.

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