10133 Concord Dr, Horace, ND 58047 Property Records

Cass County property record for 10133 Concord Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,428 sqft · built 2022
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,797 (Jun 2023)
Tax Bill	$6,497 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1110-00110-000`

Property Details

APN / Parcel Number

Primary APN	`15-1110-00110-000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	1,428 sqft Living Area
Basement Area	1,285 sqft
Unfinished Basement	1,285 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	10,498 sqft
Garage Type	Attached
Garage Area	696 sqft

Location & Zoning

Street Address	10133 CONCORD DR
City	HORACE
State	ND
Zip	58047-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 11 BLOCK: 1 ADDITION: MAPLE LAKE ESTATES ADDITION ADDITIONAL: MAPLE LAKE ESTATES ADDN LT 11 BLK 1 **PLATTED FRM
Legal Subdivision	MAPLE LAKE ESTATES ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2029
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10133 CONCORD DR, HORACE, ND 58047-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit RAILWAY CU
Dec 23, 2022	Deed of Trust, Mortgage · Construction Mortgage BELL BANK
Jun 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	20231690617
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	10133 CONCORD DR, HORACE, ND 58047-9005
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10133 CONCORD DR, HORACE, ND 58047-9005

Mortgage

Document Number	0001754749
Date	Mar 25, 2026
Instrument	1754749

Lender

Name	RAILWAY CU
Type	Credit Union
Address	BISMARCK, ND 58504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	10133 CONCORD DR, HORACE, ND 58047-9005
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001682085
Date	Dec 23, 2022
Instrument	1682085

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2023

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 7, 2023
Property Address	10133 CONCORD DR, HORACE, ND 58047-9005
Document Number	0001690617
Instrument Date	May 31, 2023
Instrument	1690617
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10133 CONCORD DR, HORACE, ND 58047-9005

Mortgage

Document Number	0001690618
Date	Jun 7, 2023
Instrument	1690618

Lender

Name	VISIONBANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,497.00 (-31.75%)	$156,800 (-27.81%) Land $35,700 Building $121,100	$313,600 (-27.81%) Land $71,400 Building $242,200
2023	$9,519.00 (+102.02%)	$217,200 (+1,141.14%) Land $35,700 Building $181,500	$434,400 (+1,141.14%) Land $71,400 Building $363,000
2022	$4,712.00	$17,500 Land $17,500	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 47% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500

May also be available: Sparklight, Verizon.

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