Effingham County property record for 10108 Bluffview Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,826 sqft · built 2006 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,500 (Nov 2013) |
| Tax Bill | $9,159 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-163-051 |
| Primary APN | 14-10-163-051 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,826 sqft Base Area |
| 1st Floor Area | 1,826 sqft |
| Basement Area | 1,826 sqft |
| Unfinished Basement | 1,826 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 10108 BLUFFVIEW AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 GOBBLER'S RIDGE ESTATES PT SW SE SEC 9 & PT NW NE SEC 16 2995/299 2512/197 2334/150 |
| Legal Subdivision | GOBBLER'S RIDGE ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950500 |
10108 Bluffview Ave is owned and occupied by two individuals who bought it in November 2013.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10108 BLUFFVIEW AVE, EFFINGHAM, IL 62401-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2013 · Amount on File |
| Deed Sale | Nov 8, 2013 · Amount on File |
| Prior Sale | Jul 20, 2007 · Amount on File |
| Deed Document Number | 20131305489 |
| Deed Book / Page | 2995 / 299 |
| Prior Transfer Date | Apr 21, 2009 |
| Prior Transfer Doc | 2512/197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10108 BLUFFVIEW AVE, EFFINGHAM, IL 62401-4713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003866/94 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 3866/94 |
| Instrument | 202323002148 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
The 2025 property tax bill for 10108 Bluffview Ave was $9,159 with a homeowner's exemption, up 8% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,159.00 (+7.98%) Homeowner's exemption | $178,780 (+1%) Land $10,110 Building $168,670 | $536,340 (+1%) Land $30,330 Building $506,010 |
| 2024 | $8,482.00 | $162,530 Land $9,190 Building $153,340 | $487,590 Land $27,570 Building $460,020 |
| 2022 | $6,667.00 Homeowner's exemption | $133,710 Land $7,560 Building $126,150 | $401,130 Land $22,680 Building $378,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10108 Bluffview Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10108 Bluffview Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE SARA AREA WATER CO-OP, INC. private · serves 4,071 people · EPA ID IL0495150 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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