Union County property record for 10106 Mini Ranch Rd, Waxhaw, NC 28173 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,184 sqft Living Area |
| Lot Size | 219,107 sqft (5.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2012) |
| Tax Bill | $2,053.00 (2025) |
| Primary APN | 05-186-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,184 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Logs Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Galvanized Roof |
| Lot Area | 219,107 sqft (5.03 acres) |
| Porch Area | 352 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 10106 MINI RANCH RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #137 TRIPLE C MINI RANCHES PB06 PG95 |
| Legal Subdivision | TRIPLE C MINI RANCH |
| Legal Lot Number | 137 |
| Jurisdiction | UNION NC |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 21015 |
Source: Union County records · APN 05-186-018
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Aug 04, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on Record |
| Deed Sale | Jun 28, 2012 · Amount on Record |
| Prior Sale | Mar 17, 2000 · Amount on Record |
| Deed Doc Number | 201219243 |
| Deed Book / Page | 5764 / 383 |
| Last Transfer Date | Jul 29, 2020 |
| Transfer Doc | 7760429 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Document Number | 0009248331 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 9248/331 |
| Instrument | 30577 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.76% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008859886 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 8859/886 |
| Instrument | 4206 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 04, 2020 |
| Property Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Document Number | 0007760429 |
| Book / Page | 7760 / 429 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 29468 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10106 MINI RANCH RD, WAXHAW, NC 28173-8727 |
| Document Number | 0000029469 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 29469 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,053.00 (+31.6%) | $427,600 (+72.56%) Land $165,600 Building $262,000 | $427,600 (+72.56%) Land $165,600 Building $262,000 |
| 2023 | $1,560.00 | $247,800 Land $69,800 Building $178,000 | $247,800 Land $69,800 Building $178,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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