10015 Mini Ranch Rd, Waxhaw, NC 28173 Property Records

Union County property record for 10015 Mini Ranch Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2006
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$198,055 (Oct 2017)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-186-016B`

Property Details

APN / Parcel Number

Primary APN	`05-186-016B`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10015 MINI RANCH RD
City	WAXHAW
State	NC
Zip	28173-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#135B LANEY OPCE073
Legal Subdivision	TRIPLE C MINI RANCH
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1036
Census Tract	21015

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 2, 2018	Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Apr 5, 2006 · Amount on Record
Deed Document Number	201731644
Deed Book / Page	7042 / 21
Prior Transfer Date	Apr 4, 2006
Prior Transfer Doc	4232589
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630

Mortgage

Document Number	0009323693
Date	Mar 11, 2026
Book Page	9323/693
Instrument	6401

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630

Mortgage

Document Number	0008778559
Date	Sep 11, 2023
Book Page	8778/559
Instrument	22035

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007999515
Date	Feb 24, 2021
Book Page	7999/515
Instrument	8346

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Document Number	7608551
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10015 MINI RANCH RD WAXHAW NC 281738630, WAXHAW, NC 28173-8630

Mortgage

Document Number	7608551
Date	Mar 13, 2020
Book Page	007608/000551
Instrument	8485

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2018
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Document Number	0007113138
Book / Page	7113 / 138
Map Reference	CAB E PG 73
Instrument Date	Feb 28, 2018
Instrument	0005604
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630

Mortgage

Document Number	0000005605
Date	Mar 2, 2018
Instrument	0005605

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2017
Property Address	10015 MINI RANCH RD, WAXHAW, NC 28173-8630
Document Number	704221
Book / Page	007042 / 000021
Instrument Date	Oct 5, 2017
Instrument	31644
Transaction Type	Foreclosure
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10015 MINI RANCH RD WAXHAW NC 281738630, WAXHAW, NC 28173-8630
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+6.61%)	$446,500 (+39.84%) Land $98,900 Building $347,600	$446,500 (+39.84%) Land $98,900 Building $347,600
2023	$2,011.00	$319,300 Land $38,500 Building $280,800	$319,300 Land $38,500 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	1,000 / 1,000

May also be available: Spectrum, Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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