10106 Cliff Cir, Tampa, FL 33612 Property Records

Hillsborough County property record for 10106 Cliff Cir, Tampa, FL 33612

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,951 sqft · built 1958
Lot Size	0.187 acres (8,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Mar 2023)
Tax Bill	$7,510 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096341-0000`

Property Details

APN / Parcel Number

Primary APN	`096341-0000`
Alternative APN	`A1428183D6000018000101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,951 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,680 sqft
Basement Area	1,271 sqft
Finished Basement	1,271 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,165 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	979 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0963410000
Street Address	10106 CLIFF CIR
City	TAMPA
State	FL
Zip	33612-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	GOLFLAND OF TAMPAS NORTH SIDE COUNTRY CLUB AREA NO 2 LOT 10 AND S 10 FT OF LOT 11 BLOCK 18 N OF BLK 17
Legal Range	18E
Legal Township	28S
Legal Section	14
Legal Subdivision	GOLFLAND OF TAMPAS NORTH SIDE COUNTRY CL
Legal Tract	3D6
Legal Block	18
Legal Lot Number	10
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2016
Census Tract	500

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10106 CLIFF CIR, TAMPA, FL 33612-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	2023102187
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 13, 2023
Property Address	10106 CLIFF CIR, TAMPA, FL 33612-7332
Document Number	0000102187
Map Reference	MB 27 PG 28
Instrument Date	Mar 3, 2023
Instrument	2023102187
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,289.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2524 VICTARRA CIR, LUTZ, FL 33559-3707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10106 CLIFF CIR, TAMPA, FL 33612-7332
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102188
Date	Mar 13, 2023
Instrument	2023102188

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 16, 2022
Property Address	10106 CLIFF CIR, TAMPA, FL 33612-7332
Document Number	0000084266
Map Reference	MB 27 PG 28-38
Instrument Date	Feb 15, 2022
Instrument	2022084266
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,195.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10106 CLIFF CIR, 10106, TAMPA, FL 33612-7332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10106 CLIFF CIR, TAMPA, FL 33612-7332

Mortgage

Document Number	0000084267
Date	Feb 16, 2022
Instrument	2022084267

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10106 CLIFF CIR, TAMPA, FL 33612-7332
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021366136
Date	Jul 22, 2021
Instrument	2021366136

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,044 (-2.25%) Land $73,856 Building $329,188	$403,044 (-2.25%) Land $73,856 Building $329,188
2025	$7,510.00 (-16.21%) Homeowner's exemption	$412,341 (-9.96%) Land $77,959 Building $334,382	$412,341 (-9.96%) Land $77,959 Building $334,382
2023	$8,963.00 (+323.38%)	$457,972 (+259.27%) Land $61,547 Building $396,425	$457,972 (+28.06%) Land $61,547 Building $396,425
2022	$2,117.00 Homeowner's exemption	$127,472	$357,622 Land $57,444 Building $300,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1989–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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