10102 Cliff Cir, Tampa, FL 33612 Property Records

Hillsborough County property record for 10102 Cliff Cir, Tampa, FL 33612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1958
Lot Size	0.212 acres (9,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,250 (Aug 2019)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`096342-0000`

Property Details

APN / Parcel Number

Primary APN	`096342-0000`
Alternative APN	`A1428183D6000018000110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,201 sqft Living Area
Gross Area	1,255 sqft
1st Floor Area	1,201 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	9,237 sqft (0.212 acres)
Lot Dimensions	98 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	54 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0963420000
Street Address	10102 CLIFF CIR
City	TAMPA
State	FL
Zip	33612-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	GOLFLAND OF TAMPAS NORTH SIDE COUNTRY CLUB AREA NO 2 LOT 11 LESS S 10 FT BLOCK 18 N OF BLK 17
Legal Range	18E
Legal Township	28S
Legal Section	14
Legal Subdivision	GOLFLAND OF TAMPAS NORTH SIDE COUNTRY CL
Legal Tract	3D6
Legal Block	18
Legal Lot Number	11
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2016
Census Tract	500

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10102 CLIFF CIR, TAMPA, FL 33612-7332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Aug 29, 2018	Deed of Trust, Mortgage · Construction Mortgage LENDINGHOME FUNDING CORP
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage NASA FCU
Aug 6, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	2019368411
Deed Book / Page	26899 / 1798
Last Transfer Date	Dec 11, 2024
Transfer Doc	0000517184
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10102 CLIFF CIR, TAMPA, FL 33612-7332
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 CLIFF CIR, TAMPA, FL 33612-7332

Mortgage

Document Number	0000169082
Date	Apr 1, 2022
Instrument	2022169082

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10102 CLIFF CIR, TAMPA, FL 33612-7332
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260280075
Date	Aug 29, 2018
Book Page	26028/0075
Instrument	2018350224

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2038

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 26, 2019
Property Address	10102 CLIFF CIR, TAMPA, FL 33612-7332
Document Number	0000368411
Book / Page	26899 / 1798
Map Reference	MB 27 PG 28
Instrument Date	Aug 12, 2019
Instrument	2019368411
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AWS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,458.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4302 HENDERSON BLVD STE 120, 4302, TAMPA, FL 33629-5608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 CLIFF CIR, TAMPA, FL 33612-7332

Mortgage

Document Number	0268991800
Date	Aug 26, 2019
Instrument	26899/1800

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 6, 2018
Property Address	10102 CLIFF CIR, TAMPA, FL 33612-7332
Document Number	0259680236
Book / Page	025968 / 000236
Instrument Date	Jul 19, 2018
Instrument	313076
Transaction Type	Foreclosure
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$849.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4302 HENDERSON BLVD #120 TAMPA FL 336295608, 120, TAMPA, FL 33629-5608

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,841 (+2.7%)	$254,483 (-2.72%) Land $79,380 Building $175,103
2025	$2,909.00 (+11.46%) Homeowner's exemption	$183,876 (+5.99%)	$261,588 (+9.39%) Land $83,790 Building $177,798
2023	$2,610.00 (+0.54%) Homeowner's exemption	$173,489 (+3%)	$239,141 (-0.53%) Land $66,150 Building $172,991
2022	$2,596.00 Homeowner's exemption	$168,436	$240,417 Land $61,740 Building $178,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1989–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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