Jackson County property record for 10104 Elm St, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.282 acres (12,267 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Aug 2013) |
| Tax Bill | $78 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 290530101008000 |
| Primary APN | 290530101008000 |
|---|
| Lot Area | 12,267 sqft (0.282 acres) |
|---|---|
| Lot Dimensions | 90 ft deep x 70 ft wide |
| Street Address | 10104 ELM ST |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 & 15 SCHWENKER'S 13TH ADD |
| Legal Range | 02E |
| Legal Township | 86N |
| Legal Section | 30 |
| Legal Subdivision | SCHWENKER'S ADD |
| Legal Lot Number | 14,15 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | OTTER CREEK |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 950100 |
10104 Elm St is owned by two individuals who acquired it in September 2021.
Source: Jackson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 W WALCOTT RD, 104, WALCOTT, IA 52773-8510 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2013 · Amount on File |
| Deed Sale | Aug 1, 2013 · Amount on File |
| Deed Document Number | 20133271 |
| Deed Book / Page | 2013 / 3271 |
| Last Transfer Date | Sep 26, 2021 |
| Transfer Doc | 0000004086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON IA |
| Recording Date | Oct 1, 2021 |
| Property Address | 10104 ELM ST, BERNARD, IA 52032-9329 |
| Document Number | 0000214086 |
| Map Reference | BK 1-B PG 32 |
| Instrument Date | Sep 26, 2021 |
| Instrument | 21-4086 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 781 W WALCOTT RD, WALCOTT, IA 52773-8557 |
The 2026 property tax bill for 10104 Elm St was $78.
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Maquoketa Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78.00 | $7,300 (-) Land $3,300 Building $4,000 | $7,300 (-) Land $3,300 Building $4,000 |
| 2025 | $78.00 (-13.33%) | $7,300 Land $3,300 Building $4,000 | $7,300 Land $3,300 Building $4,000 |
| 2024 | $90.00 | ||
| 2023 | $7,700 Land $3,300 Building $4,400 | $7,700 Land $3,300 Building $4,400 | |
| 2022 | $108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10104 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10104 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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