Jackson County property record for 9802 Elm St, Bernard, IA 52032
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 4 ba · 1,232 sqft · built 1993 |
| Lot Size | 0.341 acres (14,850 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $328 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050425226013000 |
| Primary APN | 050425226013000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,232 sqft Living Area |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Construction Type | Manufactured |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,850 sqft (0.341 acres) |
| Lot Dimensions | 90 ft deep x 165 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 88 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9802 ELM ST |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9349 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOTS 2,3 & 4 BLK 5 UNIT 2 LEISURE LAKE EST SURV 1-89 |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 25 |
| Legal Subdivision | LEISURE LAKE ESTATE |
| Legal Block | 5 |
| Legal Lot Number | 2-4 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950100 |
Source: Jackson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9802 ELM ST, BERNARD, IA 52032-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328.00 | $57,900 (-) Land $6,700 Building $51,200 | $57,900 (-) Land $6,700 Building $51,200 |
| 2025 | $328.00 (-24.42%) Homeowner's exemption | $57,900 (-9.95%) Land $6,700 Building $51,200 | $57,900 (-9.95%) Land $6,700 Building $51,200 |
| 2024 | $434.00 (+2.84%) | ||
| 2023 | $64,300 Land $6,700 Building $57,600 | $64,300 Land $6,700 Building $57,600 | |
| 2022 | $422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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