Berkeley County property record for 1010 Universal Cir, Saint Stephen, SC 29479
| Property Type | Vacant Land |
|---|---|
| Details | 1,904 sqft · built 2025 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Sep 2025) |
| Tax Bill | $326 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-00-02-211 |
| Primary APN | 049-00-02-211 |
|---|---|
| Alternative APN |
|
| Building Area | 1,904 sqft Living Area |
|---|---|
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 46,609 sqft (1.07 acres) |
| Street Address | 1010 UNIVERSAL CIR |
|---|---|
| City | SAINT STEPHEN |
| State | SC |
| Zip | 29479-3644 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 3, 1.07 AC (03/2023) |
| Legal Subdivision | ALVIN AREA |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | BONNEAU |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20301 |
Source: Berkeley County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 17, 2025 | Deed, Transfer |
| Jun 8, 2023 | Deed, Transfer · Line of Credit AGSOUTH FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Deed Document Number | 202530993 |
| Deed Book / Page | 5323 / 410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 16, 2025 |
| Property Address | 1010 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3644 |
| Document Number | 05323/0410 |
| Book / Page | 5323 / 410 |
| Map Reference | DOC 2023005699 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025030993 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | COOPERATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3644 |
| Document Number | 2025030994 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025030994 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 17, 2025 |
| Property Address | 1010 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3644 |
| Document Number | 05107/0719 |
| Book / Page | 5107 / 719 |
| Map Reference | DOC 2023005699 |
| Instrument Date | Feb 13, 2025 |
| Instrument | 2025004632 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6944 TANNER HALL BLVD, HANAHAN, SC 29410-4753 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 8, 2023 |
| Property Address | 1010 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3644 |
| Document Number | 04576/0921 |
| Book / Page | 4576 / 921 |
| Map Reference | DOC 2023005699 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023016964 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 S OAK RIDGE DR, BRUNSWICK, GA 31525-4536 |
| Document Number | 2023016965 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023016965 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,800 (+19,588.89%) Land $56,500 Building $209,300 | $265,800 (+1,081.33%) Land $56,500 Building $209,300 | |
| 2025 | $326.00 (+0.62%) | $1,350 (-) Land $1,350 | $22,500 (-) Land $22,500 |
| 2024 | $324.00 | $1,350 Land $1,350 | $22,500 Land $22,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable | 2,000 / 500 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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