1010 Spring St, Somerset, WI 54025 Property Records

St. Croix County property record for 1010 Spring St, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,288 sqft · built 1888
Lot Size	21 acres (916,711 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jan 2026)
Tax Bill	$4,379 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`181-1000-90-000`

Property Details

APN / Parcel Number

Primary APN	`181-1000-90-000`
Alternative APN	`35.31.19.3`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Total Area
1st Floor Area	1,288 sqft
Attic	Attic
Attic Area	468 sqft
Basement Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	916,711 sqft (21 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	572 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1010 SPRING ST
City	SOMERSET
State	WI
Zip	54025-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T31N R19W OL 3 ALSO PT OL 9 DESC AS BEG NW COR SE NW; TH S 88 DEG E 90' TH S 76 DEG W 92.79'; TH N 00 DEG E 25' TO POB
Legal Range	19W
Legal Township	31N
Legal Section	35
Legal Subdivision	ASSESSORS/SOMERSET
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1026
Census Tract	120401

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2026	Warranty Deed, Transfer STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TTL
Jan 12, 2026	Warranty Deed, Transfer
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Jan 9, 2026 · Amount on Record
Deed Document Number	20261202473
Prior Transfer Date	Jun 25, 2007
Prior Transfer Doc	0000857144
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Aug 27, 2026
Property Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Document Number	0001212092
Instrument Date	Aug 24, 2026
Instrument	20261212092
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	515 SPRING ST, SOMERSET, WI 54025-9006

Mortgage

Document Number	0001212092,
Date	Aug 27, 2026
Instrument	20261212092

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132221
Date	Jun 11, 2021
Instrument	1132221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 9, 2026
Property Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Document Number	0001202410
Instrument Date	Jan 9, 2026
Instrument	1202410
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$1,545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 12, 2026
Property Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Document Number	0001202473
Instrument Date	Jan 7, 2026
Instrument	1202473
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$1,545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1010 SPRING ST, SOMERSET, WI 54025-9011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059067
Date	Dec 27, 2017
Instrument	1059067

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,379.00 (+0.02%) Homeowner's exemption
2025	$4,378.00 (+4.86%) Homeowner's exemption	$245,500 (-) Land $96,500 Building $149,000	$245,500 (-) Land $96,500 Building $149,000
2023	$4,175.00 Homeowner's exemption	$245,500 Land $96,500 Building $149,000	$245,500 Land $96,500 Building $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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