726 Spring St, Somerset, WI 54025 Property Records

St. Croix County property record for 726 Spring St, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 459 sqft · built 1900
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2024)
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`181-1002-90-000`

Property Details

APN / Parcel Number

Primary APN	`181-1002-90-000`
Alternative APN	`35.31.19.9D`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	459 sqft Total Area
1st Floor Area	459 sqft
Basement Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	726 SPRING ST
City	SOMERSET
State	WI
Zip	54025-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T31N R19W PT OLS 9 & 42 COM ON N LN SPRING ST 316' NWLY OF NW COR LAND IN VOL 218 P389 TH NWLY 75' NELY 200' SELY 75'
Legal Range	19W
Legal Township	31N
Legal Section	35
Legal Subdivision	VILLAGE OF SOMERSET
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1026
Census Tract	120401

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 SPRING ST, SOMERSET, WI 54025-9008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 18, 2024	Warranty Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20241177832
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Aug 18, 2026
Property Address	726 SPRING ST, SOMERSET, WI 54025-9008
Document Number	0001211646
Instrument Date	Aug 3, 2026
Instrument	20261211646
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SPRING ST, SOMERSET, WI 54025-9008

Mortgage

Document Number	0001211646,
Date	Aug 18, 2026
Instrument	20261211646

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 18, 2024
Property Address	726 SPRING ST, SOMERSET, WI 54025-9008
Document Number	0001177832
Map Reference	MB 218 PG 389
Instrument Date	Apr 18, 2024
Instrument	1177832
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177833
Date	Apr 18, 2024
Instrument	1177833

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00
2025	$1,899.00 (+3.6%)	$104,000 (-) Land $31,500 Building $72,500	$104,000 (-) Land $31,500 Building $72,500
2023	$1,833.00	$104,000 Land $31,500 Building $72,500	$104,000 Land $31,500 Building $72,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures