1010 S Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1010 S Main St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,611 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Feb 2008)
Tax Bill	$929 (2025)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`051-245-262-00`

Property Details

APN / Parcel Number

Primary APN	`051-245-262-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	708 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 S MAIN ST
City	THREE RIVERS
State	MI
Zip	49093-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 10 BLK 68. VILL OF LOCKPORT. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	68
Legal Lot Number	10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1028
Census Tract	40200

Owner

Source: St. Joseph County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 S MAIN ST, THREE RIVERS, MI 49093-1742
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2008 · Amount on Record
Deed Sale	Feb 5, 2008 · Amount on Record
Prior Sale	Oct 11, 2006 · Amount on Record
Deed Book / Page	1471 / 987
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000007035
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 31, 2026
Property Address	1010 S MAIN ST, THREE RIVERS, MI 49093-1742
Document Number	0000007035
Instrument Date	Aug 27, 2026
Instrument	20267035
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1000 S MAIN ST, THREE RIVERS, MI 49093-1742

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,800 (+1.18%) Land $3,500 Building $22,300	$51,600 (+1.18%) Land $7,000 Building $44,600
2025	$929.00 (+13.43%)	$25,500 (+32.81%) Land $3,400 Building $22,100	$51,000 (+32.81%) Land $6,800 Building $44,200
2023		$19,200 Land $2,300 Building $16,900	$38,400 Land $4,600 Building $33,800
2022	$819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	46 (1982–2018)
Claims Outside the SFHA	2 of 46
Most Recent Claim	Feb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20