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915 S Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 915 S Main St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,492 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$17,750 (Sep 2022)
Tax Bill$1,900 (2025)
Deeds & MortgagesSep 2022 Transfer
Sep 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-245-401-00

Property Details

APN / Parcel Number

Primary APN051-245-401-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,084 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions75 ft deep x 56.5 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address915 S MAIN ST
CityTHREE RIVERS
StateMI
Zip49093-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionN 56 1/2 FT OF S 108 1/2 FT OF THAT PT OF FRANKLIN SQ LYING N OF BROADWAY W OF S MAIN ST E OF NYCRR R/W & S OF BLK 54 FRANKLI
Legal SubdivisionFRANKLIN SQUARE VILLAGE OF LOCKPORT
Legal Block54
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1020
Census Tract40200

Owner

915 S Main St is owned and occupied by two individuals who bought it in September 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record2 Individual Names on File
Mailing Address915 S MAIN ST, THREE RIVERS, MI 49093-1739
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Quit Claim Deed, Transfer
Quitclaim
Sep 30, 2019Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Prior SaleSep 13, 2010 · Amount on File
Deed Document Number20227978
Prior Transfer DateSep 8, 2022
Prior Transfer Doc2022007978
Record UpdatedOct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH MI
Recording DateSep 9, 2022
Property Address915 S MAIN ST, THREE RIVERS, MI 49093-1739
Document Number2022007978
Instrument DateSep 1, 2022
Instrument2022007978
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address125 W MAIN ST, 125, CENTREVILLE, MI 49032-9623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address79081 23RD ST, LAWTON, MI 49065-7658

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH MI
Recording DateSep 30, 2019
Property Address915 S MAIN ST, THREE RIVERS, MI 49093-1739
Document Number1976/0956
Book / Page1976 / 0956
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address915 S MAIN ST, 915, THREE RIVERS, MI 49093-1739

Transferred To (Grantee/Buyer)

NameVerified Name
Address20141 M 60, THREE RIVERS, MI 49093-9042

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateOct 5, 2018
Property Address915 S MAIN ST, THREE RIVERS, MI 49093-1739
Document Number1934/0217
Book / Page1934 / 0217
Instrument DateOct 1, 2018
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5695 GLENN CROSS RD, 5695, BATTLE CREEK, MI 49015-5718

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 S MAIN ST, THREE RIVERS, MI 49093-1739

Tax Assessment & Valuation

The 2025 property tax bill for 915 S Main St was $1,900 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,100 (-1.35%) Land $2,400 Building $48,700$102,200 (-1.35%) Land $4,800 Building $97,400
2025$1,900.00 Homeowner's exemption$51,800 Land $2,300 Building $49,500$103,600 Land $4,600 Building $99,000
2023$38,700 Land $2,100 Building $36,600$77,400 Land $4,200 Building $73,200
2022$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 S Main St in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims46 (1982–2018)
Claims Outside the SFHA2 of 46
Most Recent ClaimFeb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 915 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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