1010 River St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1010 River St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1880
Lot Size	0.327 acres (14,260 sqft)
Owner	Individual Name on File
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112125601100`

Property Details

APN / Parcel Number

Primary APN	`112125601100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,260 sqft (0.327 acres)
Lot Dimensions	124 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1010 RIVER ST
City	DECORAH
State	IA
Zip	52101-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5 & 6 & S 15' L 4 BLK 8 PAINE & O'CONNOR
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	PAINE & OCONNORS ADD
Legal Block	8
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4020
Census Tract	950300

Owner

Source: Winneshiek County records · APN 112125601100

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1010 RIVER ST, DECORAH, IA 52101-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Affidavit, Transfer
Oct 18, 2021	Affidavit, Transfer · VA Mortgage USAA FSB
Oct 18, 2021	Warranty Deed, Transfer
Oct 18, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jun 07, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 06, 2019
Transfer Doc	2019/1420
Record Updated	Jun 08, 2026

October 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 18, 2021
Property Address	1010 RIVER ST, DECORAH, IA 52101-2138
Document Number	02021/4115
Book / Page	2021 / 4115
Instrument Date	Oct 07, 2021
Instrument	2021 4115
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIVER ST, DECORAH, IA 52101-2138

October 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 18, 2021
Property Address	1010 RIVER ST, DECORAH, IA 52101-2138
Document Number	02021/4114
Book / Page	2021 / 4114
Instrument Date	Oct 06, 2021
Instrument	2021 4114
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 RIVER ST, 1010, DECORAH, IA 52101-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIVER ST, DECORAH, IA 52101-2138

Mortgage

Document Number	02021/4117
Date	Oct 18, 2021
Book Page	2021/4117
Instrument	2021 4117

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 18, 2021
Property Address	1010 RIVER ST, DECORAH, IA 52101-2138
Document Number	02021/4116
Book / Page	2021 / 4116
Instrument Date	Oct 06, 2021
Instrument	2021 4116
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIVER ST, DECORAH, IA 52101-2138

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 18, 2021
Property Address	1010 RIVER ST, DECORAH, IA 52101-2138
Document Number	02021/4116
Book / Page	2021 / 4116
Instrument Date	Oct 06, 2021
Instrument	2021 4116
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIVER ST, DECORAH, IA 52101-2138

Mortgage

Document Number	0020214117
Date	Oct 18, 2021
Instrument	2021 4117

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 07, 2019
Property Address	1010 RIVER ST, DECORAH, IA 52101-2138
Document Number	2019/1420
Book / Page	2019 / 1420
Instrument Date	Jun 06, 2019
Instrument	1420
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WINNEBAGO ST, DECORAH, IA 52101-1812

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 Homeowner's exemption	$198,960 (+13.12%) Land $44,970 Building $153,990	$198,960 (+13.12%) Land $44,970 Building $153,990
2024	$2,960.00 (+1.65%)
2023		$175,890 (+15.71%) Land $44,970 Building $130,920	$175,890 (+15.71%) Land $44,970 Building $130,920
2022	$2,912.00 Homeowner's exemption	$152,010 Land $37,470 Building $114,540
2021			$152,010 Land $37,470 Building $114,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
AMG Technology Investment Group Fixed Wireless	100 / 20

May also be available: LTD Broadband.

Based on FCC filings for 402 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1010 River St, Decorah, IA 52101 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on River St

Nearby Streets

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