1007 River St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1007 River St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1887
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,226 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`112125501100`

Property Details

APN / Parcel Number

Primary APN	`112125501100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	432 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1007 RIVER ST
City	DECORAH
State	IA
Zip	52101-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 & 5 BLK 7 PAINE & O'CONNOR
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	WEISER & FILBERTS ADD
Legal Block	7
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4021
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 RIVER ST, DECORAH, IA 52101-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Construction Mortgage DECORAH BANK AND TRUST
Apr 9, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 8, 2024
Transfer Doc	002024/739
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 29, 2026
Property Address	1007 RIVER ST, DECORAH, IA 52101-2137
Document Number	0000002493
Book / Page	2026 / 2493
Instrument Date	Sep 23, 2026
Instrument	20262493
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 RIVER ST, DECORAH, IA 52101-2137

Mortgage

Document Number	0000002493,
Date	Sep 29, 2026
Book Page	2026/2493
Instrument	20262493

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2027

Interest

Max Rate	-1%

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 9, 2024
Property Address	1007 RIVER ST, DECORAH, IA 52101-2137
Document Number	002024/739
Book / Page	2024 / 739
Instrument Date	Apr 8, 2024
Instrument	2024 739
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 RIVER ST, DECORAH, IA 52101-2137

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,226.00	$139,570 (-) Land $39,060 Building $100,510	$139,570 (-) Land $39,060 Building $100,510
2025	$2,226.00 (+2.77%) Homeowner's exemption	$139,570 (+11.35%) Land $39,060 Building $100,510	$139,570 (+11.35%) Land $39,060 Building $100,510
2024	$2,166.00 (+5.66%)
2023		$125,340 (+16.86%) Land $39,060 Building $86,280	$125,340 (+16.86%) Land $39,060 Building $86,280
2022	$2,050.00 Homeowner's exemption	$107,260 Land $32,550 Building $74,710
2021			$107,260 Land $32,550 Building $74,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures