1010 Pine St, #1012, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1010 Pine St, #1012, Palmer, MA 01069

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,250 sqft · built 1890
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jun 2022)
Tax Bill	$7,336 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`PALM M:57 B:53`

Property Details

APN / Parcel Number

Primary APN	`PALM M:57 B:53`
Alternative APN	`M:0057 L:000053`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,170 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	1010 PINE ST, 1012
City	PALMER
State	MA
Zip	01069-1310
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TR
Legal Block	53
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3017
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 SPRINGDALE RD, WESTFIELD, MA 01085-2011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK
Jun 16, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202234861
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jun 9, 2022
Property Address	1010-1012 PINE ST, PALMER, MA 01069
Document Number	024584-525
Book / Page	24584 / 525
Instrument Date	Jun 9, 2022
Instrument	34861
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SPRING ST, PALMER, MA 01069-1427

Mortgage

Document Number	0000034862
Date	Jun 9, 2022
Instrument	34862

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

June 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jun 16, 2021
Property Address	1010-1012 PINE ST, PALMER, MA 01069
Document Number	023943-236
Book / Page	23943 / 236
Instrument Date	Jun 16, 2021
Instrument	41258
Transaction Type	Construction Loan
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CORDIALLY COLONY, WALES, MA 01081-9702

Mortgage

Document Number	0000041259
Date	Jun 16, 2021
Instrument	41259

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,336.00 (+8.15%)	$404,200 (+11.26%) Land $52,400 Building $351,800
2024	$6,783.00 (+16.77%)	$363,300 (+21.59%) Land $47,700 Building $315,600
2023	$5,809.00	$298,800 Land $47,700 Building $251,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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