1010 Kingsmill Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1010 Kingsmill Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,461 sqft · built 2003
Lot Size	0.325 acres (14,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Oct 2009)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-405-007`

Property Details

APN / Parcel Number

Primary APN	`18-36-405-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,461 sqft
Gross Area	5,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	14,186 sqft
Garage Area	681 sqft
Patio Area	563 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1010 KINGSMILL DR
City	ALGONQUIN
State	IL
Zip	60102-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0007916 LT 102 THE COVE UNIT II PHASE II
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	COVE 02 PH 02
Legal Phase	2
Legal Lot Number	102
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3016
Census Tract	871107

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2009 · Amount on Record
Deed Sale	Oct 13, 2009 · Amount on Record
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	0000052120
Last Transfer Date	Mar 10, 2015
Transfer Doc	0000007916
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336

Mortgage

Document Number	0000029440
Date	Oct 22, 2025
Instrument	2025R0029440

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336

Mortgage

Document Number	0000000405
Date	Jan 5, 2024
Instrument	2024R0000405

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1010 KINGSMILL DR, ALGONQUIN, IL 60102-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026842
Date	Jul 21, 2017
Instrument	2017R0026842

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	INDIANAPOLIS, IN 46240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$150,689 Land $14,480 Building $136,209	$452,067 Land $43,440 Building $408,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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