McHenry County property record for 1041 Kingsmill Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 5,464 sqft · built 2003 |
| Lot Size | 0.341 acres (14,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (Jul 2018) |
| Tax Bill | $13,358 (2024) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jul 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-403-010 |
| Primary APN | 18-36-403-010 |
|---|
| Building Area | 5,464 sqft Living Area |
|---|---|
| Basement Area | 1,899 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 14,874 sqft (0.341 acres) |
| Garage Area | 681 sqft |
| Deck Area | 179 sqft |
| Cooling System | Central |
|---|
| Street Address | 1041 KINGSMILL DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0023880 LT 88 THE COVE UNIT II PHASE II |
| Legal Subdivision | THE COVE UNIT II PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 88 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 871107 |
1041 Kingsmill Dr is owned and occupied by an individual who bought it in July 2018.
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 KINGSMILL DR, ALGONQUIN, IL 60102-6337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jul 17, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Oct 2, 2003 · Amount on File |
| Deed Document Number | 201823880 |
| Prior Transfer Date | Jul 13, 2018 |
| Prior Transfer Doc | 0000023880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1041 KINGSMILL DR, ALGONQUIN, IL 60102-6337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019285 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 2025R0019285 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 17, 2018 |
| Property Address | 1041 KINGSMILL DR, ALGONQUIN, IL 60102-6337 |
| Document Number | 0000023880 |
| Map Reference | DOC2001R0059918 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018R0023880 |
| Transaction Type | Foreclosure |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11 GILLINGHAM CT, ALGONQUIN, IL 60102-6285 |
| Document Number | 0000023881 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018R0023881 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,358.00 | $189,571 Land $17,702 Building $171,869 | $568,713 Land $53,106 Building $515,607 |
| 2022 | Homeowner's exemption | $155,066 Land $14,480 Building $140,586 | $465,198 Land $43,440 Building $421,758 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1041 Kingsmill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1041 Kingsmill Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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