St. Joseph County property record for 1010 East St, Three Rivers, MI 49093 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 2,504 sqft Living Area |
| Lot Size | 74,923 sqft (1.72 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2025) |
| Tax Bill | $5,309.00 (2025) |
| Primary APN | 051-165-003-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,504 sqft Living Area |
| 1st Floor | 2,504 sqft 1st Floor |
| Basement Area | 2,504 sqft Basement |
| Unfinished Basement | 2,550 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch Style |
| Lot Area | 74,923 sqft (1.72 acres) |
| Depth X Width | 153 ft x 488 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,168 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1010 EAST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2318 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4, 5 & 6 BLK 1 SUNNYMEDE ADDITION ALSO COM 359.37 FT S OF NW COR OF N 1/2 OF SW 1/4 OF SE 1/4 SEC 7 T6S R11W TH E 206.25 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | SUNNYMEDE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4-6 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | THREE RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-165-003-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55280 BUCKHORN RD, THREE RIVERS, MI 49093-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Sep 11, 2024 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage STURGIS BANK & TRUST CO |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Jan 07, 2019 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 07, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Feb 28, 1996 |
| Deed Doc Number | 20258370 |
| Prior Transfer Date | Aug 29, 2022 |
| Prior Transfer Doc | 2022007630 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01972/0697 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 1972/0697 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023004776 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023004776 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 69009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE RESOURCE |
| Name | Verified Name |
|---|---|
| Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 2020001015 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020001015 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 2024006488 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024006488 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 23, 2025 |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 2025008370 |
| Map Reference | LB 3 PG 10 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025008370 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19976 M 60, THREE RIVERS, MI 49093-9045 |
| Name | Verified Name |
|---|---|
| Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 2025008371 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025008371 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 29, 2022 |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 2022007630 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022007630 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 07, 2019 |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 01944/0571 |
| Book / Page | 1944 / 0571 |
| Map Reference | LB 3 PG 10 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 W PEARL ST, 51, COLDWATER, MI 49036-1933 |
| Name | Verified Name |
|---|---|
| Address | 87341 BUCKHORN ROAD, THREE RIVERS, MI 49093 |
| Document Number | 0001944577 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 1944/577 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 07, 2019 |
| Property Address | 1010 EAST ST, THREE RIVERS, MI 49093-2318 |
| Document Number | 1944/0574 |
| Book / Page | 1944 / 0574 |
| Map Reference | LB 3 PG 10 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 W PEARL ST, 51, COLDWATER, MI 49036-1933 |
| Name | Verified Name |
|---|---|
| Address | 87341 BUCKHORN ROAD, THREE RIVERS, MI 49093 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,100 (+7.46%) Land $33,600 Building $159,500 | $386,200 (+7.46%) Land $67,200 Building $319,000 | |
| 2025 | $5,309.00 (+2.85%) Homeowner's exemption | $179,700 (+31.65%) Land $33,800 Building $145,900 | $359,400 (+31.65%) Land $67,600 Building $291,800 |
| 2024 | $5,162.00 (+10.23%) | ||
| 2023 | $136,500 Land $22,000 Building $114,500 | $273,000 Land $44,000 Building $229,000 | |
| 2022 | $4,683.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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