St. Joseph County property record for 904 East St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1947 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,000 (Apr 2009) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-199-074-00 |
| Primary APN | 051-199-074-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 99 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 904 EAST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT N LN ADAMS ST & W LN EAST ST TH N 90 FT TO POB TH N 99 FT TH W 100 FT TH S 99 FT TH E 100 FT TO POB. SEC 7 T6S R11 |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-199-074-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 EAST ST, THREE RIVERS, MI 49093-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2009 · Amount on Record |
| Deed Sale | Apr 03, 2009 · Amount on Record |
| Prior Sale | Jan 03, 1990 |
| Deed Book / Page | 1523 / 867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 904 EAST ST, THREE RIVERS, MI 49093-2316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | CENTURION LAND TITLE INC, CENTURY LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 904 EAST ST, THREE RIVERS, MI 49093-2316 |
| Document Number | 2021008851 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021008851 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 904 EAST ST, THREE RIVERS, MI 49093-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878/0959 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 1878/0959 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,300 (+39.74%) | $190,600 (+39.74%) | |
| 2025 | $1,520.00 (-25.27%) Homeowner's exemption | ||
| 2023 | $68,200 Land $4,500 Building $63,700 | $136,400 Land $9,000 Building $127,400 | |
| 2022 | $2,034.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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