1010 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 1010 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1991
Lot Size	0.194 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2017)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11635-413-000`

Property Details

APN / Parcel Number

Primary APN	`11635-413-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,174 sqft Heated Area
Gross Area	1,674 sqft
1st Floor Area	1,174 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,494 sqft (0.194 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Area	300 sqft
Driveway	Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1010 E PINE FOREST DR
City	LYNN HAVEN
State	FL
Zip	32444-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE FOREST EST PHASE 5 LOT 58 BLK B ORB 3937 P 2329 MAP 103B1
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST ESTATE
Legal Phase	5
Legal Block	B
Legal Lot Number	58
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1010 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 19, 2017	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2017053502
Deed Book / Page	3937 / 2329
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1010 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045061934
Date	Jan 3, 2022
Book Page	4506/1934
Instrument	2022000334

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 19, 2017
Property Address	1010 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324
Document Number	0039372329
Book / Page	3937 / 2329
Map Reference	MB14 PG111
Instrument Date	Sep 18, 2017
Instrument	2017053502
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324

Mortgage

Document Number	2017053503
Date	Sep 19, 2017
Instrument	2017053503

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (+1.64%) Homeowner's exemption Widower's exemption	$149,820 (+5.99%)	$214,279 (+12.33%) Land $56,200 Building $158,079
2023	$1,527.00 (+5.09%) Homeowner's exemption Widower's exemption	$141,357 (+3%)	$190,755 (+14.54%) Land $48,000 Building $142,755
2022	$1,453.00 Homeowner's exemption	$137,240	$166,537 Land $47,825 Building $118,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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