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1004 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 1004 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1990
Lot Size0.187 acres (8,145 sqft)
OwnerIndividual Name on Record
Last Sale$86,000 (Jan 2001)
Tax Bill$1,336 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN11635-407-000

Property Details

APN / Parcel Number

Primary APN11635-407-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area1,484 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,145 sqft (0.187 acres)
Lot Dimensions109 ft deep x 75 ft wide
Garage Area350 sqft
DrivewayDriveway
Driveway Area36 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area220 sqft
Deck AreaDeck Area
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1004 E PINE FOREST DR
CityLYNN HAVEN
StateFL
Zip32444-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBB
Legal DescriptionPINE FOREST EST. PHASE 5 LOT 55 BLK B ORB 1998 P 1589 MAP 103B1 ORB 2529 P 252 ORB 2905 P 356
Legal Range14W
Legal Township03S
Legal Section16
Legal SubdivisionPINE FOREST EST
Legal Phase5
Legal BlockB
Legal Lot Number55
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1004 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2001 · Amount on Record
Deed SaleJan 16, 2001 · Amount on Record
Deed Document Number20012498
Deed Book / Page1998 / 1589
Last Transfer DateNov 9, 2004
Transfer Doc0025290252
Record UpdatedJun 8, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address1004 E PINE FOREST DR, LYNN HAVEN, FL 32444-4324
Document Number0041851501
Instrument DateAug 7, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 E PINE FOREST DR LYNN HAVEN FL 324444324, LYNN HAVEN, FL 32444-4324

Mortgage

Document Number0041851501
DateOct 31, 2019
Book Page004185/001501
Instrument94885
Lender
NameMATRIX FIN'L SVCS CORP FSB
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 30, 2059
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,336.00 (-2.91%) Homeowner's exemption$130,431 (+5.99%)$163,745 (+12.89%) Land $56,200 Building $107,545
2024$1,376.00 (+3.77%)
2023$1,326.00 (+10.5%) Homeowner's exemption$123,063 (+3%)$145,052 (+12.94%) Land $48,000 Building $97,052
2022$1,200.00 Homeowner's exemption$119,479$128,430 Land $47,825 Building $80,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T.

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