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1010 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 1010 E Grove Ave, Effingham, IL 62401 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$170,500 (Dec 2025)
Tax Bill$2,909 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-047-045

Property Details

APN / Parcel Number

Primary APN03-16-047-045

Exterior

Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address1010 E GROVE AVE
CityEFFINGHAM
StateIL
Zip62401-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT C BLK 3 ST JOHN'S COURT 3808/301 1788/5 1363/350 828/223
Legal SubdivisionJOHN'S COURT
Legal Block3
Legal Lot NumberC
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2020
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-047-045

Assessment roll updated January 1, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1010 E GROVE AVE, EFFINGHAM, IL 62401-3729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF BEECHER CITY
Sep 02, 2022Deed, Transfer · Conventional Mortgage
LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleSep 02, 2022 · Amount on Record
Deed Document Number202525004475
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 11, 2025
Property Address1010 E GROVE AVE, EFFINGHAM, IL 62401-3729
Document Number202525004475
Map ReferenceMB 6 PG 51
Instrument DateDec 08, 2025
Instrument202525004475
Transaction TypeTransfer
Record UpdatedDec 29, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1010 E GROVE AVE, EFFINGHAM, IL 62401-3729

Mortgage

Document Number202525004476
DateDec 11, 2025
Instrument202525004476
Lender
NameFIRST STATE BANK OF BEECHER CITY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateSep 02, 2022
Property Address1010 E GROVE AVE, EFFINGHAM, IL 62401-3729
Document Number003808/301
Book / Page3808 / 301
Map ReferenceMB 6 PG 51
Instrument DateSep 01, 2022
Instrument202222003649
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$163.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 E GROVE AVE, EFFINGHAM, IL 62401-3729

Mortgage

Document Number202222003650
DateSep 02, 2022
Instrument202222003650
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate5.37%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,909.00 (+85.4%) Homeowner's exemption$49,070 (+19.92%) Land $13,660 Building $35,410$147,210 (+19.92%) Land $40,980 Building $106,230
2022$1,569.00 Homeowner's exemption Senior Citizen's exemption$40,920 Land $11,390 Building $29,530$122,760 Land $34,170 Building $88,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wabash Telephone CooperativeFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Consolidated CommunicationsDSL250 / 40
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
AT&TFixed Wireless100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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