1008 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 1008 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 988 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,292 (2024)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-16-047-044`

Property Details

APN / Parcel Number

Primary APN	`03-16-047-044`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	988 sqft Base Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	338 sqft

Location & Zoning

Street Address	1008 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B BLK 3 ST JOHN'S COURT 2922/254 1447/10 697/272
Legal Subdivision	JOHN'S COURT
Legal Block	3
Legal Lot Number	B
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-047-044

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1008 E GROVE AVE, EFFINGHAM, IL 62401-3729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 04, 2013
Transfer Doc	2922/254
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 03, 2026
Property Address	1008 E GROVE AVE, EFFINGHAM, IL 62401-3729
Document Number	0000002029
Instrument Date	May 29, 2026
Instrument	20262029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 TAYLOR ST, EFFINGHAM, IL 62401-1757

Mortgage

Document Number	0000002029,
Date	Jun 03, 2026
Instrument	20262029

Lender

Name	CONSTITUTION BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 01, 2026

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,292.00 (+13.79%)	$54,740 (+19.89%) Land $9,830 Building $44,910	$164,220 (+19.89%) Land $29,490 Building $134,730
2022	$2,893.00 Homeowner's exemption	$45,660 Land $8,200 Building $37,460	$136,980 Land $24,600 Building $112,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 157 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	250 / 40
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.