1010 Covington Way, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1010 Covington Way, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 7,378 sqft · built 2005
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Jul 2020)
Tax Bill	$13,316 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-963-90216462`

Property Details

APN / Parcel Number

Primary APN	`02-963-90216462`
Alternative APNs	`2-963-90216462` `96390216462`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,378 sqft Living Area
Gross Area	7,978 sqft
1st Floor Area	3,228 sqft
Basement Area	2,563 sqft
Finished Basement	2,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	404 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	96390216462
Street Address	1010 COVINGTON WAY
City	ANNAPOLIS
State	MD
Zip	21401-6496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6R WINDSOR ESTATES
Legal Subdivision	WINDSOR ESTATES
Legal Block	1
Legal Lot Number	6R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1018
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 28, 2020	Grant Deed, Transfer ARUNDEL FSB
Jun 19, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Book / Page	34959 / 189
Prior Transfer Date	Jan 28, 2016
Prior Transfer Doc	0295750321
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1010 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COVINGTON WAY, ANNAPOLIS, MD 21401-6496

Mortgage

Document Number	0399350302
Date	Sep 18, 2023
Book Page	39935/302

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 28, 2020
Property Address	1010 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Document Number	0349590189
Book / Page	034959 / 000189
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COVINGTON WAY ANNAPOLIS MD 214016496, ANNAPOLIS, MD 21401-6496

Mortgage

Document Number	349590197
Date	Jul 28, 2020
Book Page	034959/000197

Lender

Name	ARUNDEL FSB
Type	Federal Savings Bank
Address	GLEN BURNIE, MD 21061

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 19, 2018
Property Address	1010 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Document Number	0322190486
Book / Page	032219 / 000486
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 COVINGTON WAY ANNAPOLIS MD 214016496, ANNAPOLIS, MD 21401-6496

Mortgage

Document Number	322190494
Date	Jun 19, 2018
Book Page	032219/000494

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,258,133 (+7.61%)	$1,436,000 (+22.82%) Land $244,200 Building $1,191,800
2025	$13,316.00 (+7.21%)	$1,169,200 (+17.28%) Land $244,200 Building $925,000	$1,169,200 (-) Land $244,200 Building $925,000
2024	$12,421.00 (+14.1%)
2023	$10,886.00	$996,933	$1,169,200 Land $244,200 Building $925,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (2003–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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