1003 Covington Way, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1003 Covington Way, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,381 sqft · built 2016
Lot Size	1.73 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2018)
Tax Bill	$11,876 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-963-90216466`

Property Details

APN / Parcel Number

Primary APN	`02-963-90216466`
Alternative APN	`96390216466`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,381 sqft Living Area
Gross Area	5,073 sqft
1st Floor Area	2,479 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	75,794 sqft
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	318 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	96390216466
Street Address	1003 COVINGTON WAY
City	ANNAPOLIS
State	MD
Zip	21401-6496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 10R WINDSOR ESTATES
Legal Subdivision	WINDSOR ESTATES
Legal Block	1
Legal Lot Number	10R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1018
Census Tract	702702

Owner

1003 Covington Way is owned and occupied by two individuals who bought it in August 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Aug 10, 2018	Grant Deed, Subdivision Related Transfer BANK FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Aug 27, 2010 · Amount on File
Deed Book / Page	32382 / 498
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1003 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMERIKOR TITLE ESCROW LLC, AMERIKOR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 COVINGTON WAY, ANNAPOLIS, MD 21401-6496

Mortgage

Document Number	0370130429
Date	Jun 17, 2021
Book Page	37013/429

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 10, 2018
Property Address	1003 COVINGTON WAY, ANNAPOLIS, MD 21401-6496
Document Number	0323830498
Book / Page	032383 / 000498
Instrument Date	Jul 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 COVINGTON WAY #WLY ANNAPOLIS MD 214016496, ANNAPOLIS, MD 21401-6496

Mortgage

Document Number	323830502
Date	Aug 10, 2018
Book Page	032383/000502

Lender

Name	BANK FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20496

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Covington Way was $11,876 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,296,633	$1,509,900 Land $252,400 Building $1,257,500
2025	$11,876.00
2023	$10,763.00 Homeowner's exemption	$1,037,067	$1,190,000 Land $252,400 Building $937,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Covington Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (2003–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Covington Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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