1010 Cobia Ct, New Bern, NC 28562 Property Records

Craven County property record for 1010 Cobia Ct, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 1,526 sqft · built 2023
Lot Size0.653 acres (28,463 sqft)
OwnerIndividual Name on Record
Tax Bill$3,851 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-106-2-099

Property Details

APN / Parcel Number

Primary APN7-106-2-099
Alternative APNs
  • 136208
  • 90202

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area28,463 sqft (0.653 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number136208
Street Address1010 COBIA CT
CityNEW BERN
StateNC
Zip28562-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 99 SOUTH WIND PH II SCT A AT BLUEWATER RISE
Legal PhaseII
Legal Lot Number99
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group3
Census Block3021
Census Tract961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 COBIA CT, NEW BERN, NC 28562-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2023
Deed SaleSep 8, 2023
Deed Document Number202310117099
Deed Book / Page3775 / 1174
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateSep 8, 2023
Property Address1010 COBIA CT, NEW BERN, NC 28562-1104
Document Number03775/1174
Book / Page3775 / 1174
Map ReferenceCAB I SL 176 G & H
Instrument DateSep 7, 2023
Instrument10117099
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$911.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 COBIA CT, NEW BERN, NC 28562-1104

Mortgage

Document Number0037751177
DateSep 8, 2023
Instrument3775/1177
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,851.00 (+3.52%)$437,020 (-) Land $45,000 Building $392,020$437,020 (-) Land $45,000 Building $392,020
2025$3,720.00 (+19,478.95%)$437,020 (-) Land $45,000 Building $392,020$437,020 (-) Land $45,000 Building $392,020
2023$19.00 (-93.87%)$437,020 (+1,368.97%) Land $45,000 Building $392,020$437,020 (+1,368.97%) Land $45,000 Building $392,020
2022$310.00$29,750 Land $29,750
2018$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims18 (2011–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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