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1005 Cobia Ct, New Bern, NC 28562 Property Records

Craven County property record for 1005 Cobia Ct, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,616 sqft · built 2022
Lot Size0.471 acres (20,532 sqft)
OwnerIndividual Name on Record
Last Sale$419,500 (Oct 2022)
Tax Bill$3,370 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-106-2-102

Property Details

APN / Parcel Number

Primary APN7-106-2-102
Alternative APNs
  • 122974
  • 90202

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,616 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,532 sqft (0.471 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number122974
Street Address1005 COBIA CT
CityNEW BERN
StateNC
Zip28562-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 102 SOUTH WIND PH II SCT A AT BLUEWATER RISE
Legal SubdivisionSOUTH WIND PHASE TWO
Legal PhaseII
Legal Lot Number102
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group3
Census Block3021
Census Tract961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 COBIA CT, NEW BERN, NC 28562-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Deed Document Number202210104825
Deed Book / Page3745 / 323
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateOct 21, 2022
Property Address1005 COBIA CT, NEW BERN, NC 28562-1104
Document Number003745/323
Book / Page3745 / 323
Map ReferenceCAB I SL 176 G-H
Instrument DateOct 21, 2022
Instrument10104825
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 COBIA CT, NEW BERN, NC 28562-1104

Mortgage

Document Number0003745326
DateOct 21, 2022
Instrument3745/326
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,370.00 (+3.53%)$381,370 (-) Land $45,000 Building $336,370$381,370 (-) Land $45,000 Building $336,370
2025$3,255.00 (+1.56%)$381,370 (-) Land $45,000 Building $336,370$381,370 (-) Land $45,000 Building $336,370
2023$3,205.00 (+933.87%)$381,370 (+1,181.92%) Land $45,000 Building $336,370$381,370 (+1,181.92%) Land $45,000 Building $336,370
2022$310.00$29,750 Land $29,750
2018$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims18 (2011–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Brightspeed
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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