Carroll County property record for 1010 Chapel Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,164 sqft · built 1973 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,439 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037791 |
| Primary APN | 07-037791 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,164 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 253 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037791 |
|---|---|
| Street Address | 1010 CHAPEL RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 21 - 22651 SF 1010 CHAPEL RD 9-90 CHAPEL HEIGHTS SC 3 |
| Legal Subdivision | CHAPEL HEIGHTS |
| Legal Lot Number | 21 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 507702 |
1010 Chapel Rd is owned and occupied by two individuals who acquired it in October 2002.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 CHAPEL RD, NEW WINDSOR, MD 21776-8826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Oct 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2002 |
| Deed Sale | Oct 17, 2002 |
| Prior Sale | Feb 29, 1996 |
| Deed Document Number | 20021867 |
| Deed Book / Page | 3077 / 516 |
| Transfer Doc | 0035450181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1010 CHAPEL RD, NEW WINDSOR, MD 21776-8826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107060355 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 10706/355 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 19, 2020 |
| Property Address | 1010 CHAPEL RD, NEW WINDSOR, MD 21776-8826 |
| Document Number | 0099040343 |
| Book / Page | 009904 / 000343 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1010 CHAPEL RD NEW WINDSOR MD 217768826, NEW WINDSOR, MD 21776-8826 |
The 2026 property tax bill for 1010 Chapel Rd was $3,439 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,439.00 (+5.01%) Homeowner's exemption | $320,400 (+5.99%) Land $91,500 Building $228,900 | $320,400 (-) Land $91,500 Building $228,900 |
| 2025 | $3,275.00 Homeowner's exemption | $302,300 | $320,400 Land $91,500 Building $228,900 |
| 2023 | $3,006.00 Homeowner's exemption | $266,100 Land $91,500 Building $174,600 | $266,100 Land $91,500 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures