1010 Broad St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1010 Broad St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1900
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,500 (Apr 2020)
Tax Bill	$5,019 (2025)
Deeds & Mortgages	Apr 2026 Transfer Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-3160-0008-01-4`

Property Details

APN / Parcel Number

Primary APN	`76-3160-0008-01-4`
Alternative APN	`11-76-3160-0008-01-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	99 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 BROAD ST
City	SAINT JOSEPH
State	MI
Zip	49085-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - E
Legal Description	THE SELY 31' OF NELY 1/2 OF LOT 7 BLK 7 HOYT'S ADD TO CITY OF ST JOSEPH WHOSE NWLY & SWLY BDRS ARE PAR TO SELY & NELY BDRS RESPECTIVELY OF SD LOT 7 & SELY 31' OF LOT 8 BLK 7 SD ADD WHOSE NWLY BDY IS PAR TO SELY BDY OF SD LOT 8 BLK 7 ALSO WLY 1/2 OF A
Legal Subdivision	HOYTS ADD
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1022
Census Tract	802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4239 SERPENTINE WAY, MASON, OH 45040-8184
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Apr 14, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 20, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Book / Page	3271 / 1807
Prior Transfer Date	Feb 15, 2007
Prior Transfer Doc	02777/1212
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 22, 2026
Property Address	1010 BROAD ST, SAINT JOSEPH, MI 49085-1212
Document Number	0000459090
Book / Page	3475 / 2548
Instrument Date	Mar 31, 2026
Instrument	2026459090
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 SERPENTINE WAY, MASON, OH 45040-8184

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1010 BROAD ST, SAINT JOSEPH, MI 49085-1212
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03184/0830
Date	Sep 22, 2017
Book Page	3184/0830
Instrument	3184-0830

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 14, 2020
Property Address	1010 BROAD ST, SAINT JOSEPH, MI 49085-1212
Document Number	03271/1807
Book / Page	3271 / 1807
Map Reference	LB 1 PG 602
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,775.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 NORTHVIEW RD, OAKWOOD, OH 45419-3344

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 20, 2017
Property Address	1010 BROAD ST, SAINT JOSEPH, MI 49085-1212
Document Number	03175/0668
Book / Page	3175 / 0668
Map Reference	LB1 PG602
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BROAD ST, SAINT JOSEPH, MI 49085-1212

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,600 (-7.48%)	$205,200 (-7.48%)
2025	$5,019.00 (+2.64%)	$110,900 (+20.94%)	$221,800 (+20.94%)
2024	$4,890.00 (+9.57%)
2023		$91,700	$183,400
2022	$4,463.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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