1007 Broad St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1007 Broad St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,371 sqft · built 1909
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Dec 1996)
Tax Bill	$2,013 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-4930-0002-02-9`

Property Details

APN / Parcel Number

Primary APN	`76-4930-0002-02-9`
Alternative APN	`11-76-4930-0002-02-9`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	822 sqft
Basement Area	822 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	113 ft deep x 33 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 BROAD ST
City	SAINT JOSEPH
State	MI
Zip	49085-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SELY 33'OF NWLY 36'OF SWLY 113'OF LOT 2 MARSH & MC KALEB'S ADD TO CITY OF ST JOSEPH WHOSE NWLY & SELY BDRS ARE PAR TO NWLY
Legal Subdivision	MARSH & MC KALEBS ADD
Legal Lot Number	2
Legal Unit	2,2
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1011
Census Tract	802

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 BROAD ST, SAINT JOSEPH, MI 49085-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
May 29, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 1996 · Amount on Record
Deed Sale	Dec 18, 1996 · Amount on Record
Prior Sale	Dec 20, 1991 · Amount on Record
Deed Book / Page	1787 / 1489
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1007 BROAD ST, SAINT JOSEPH, MI 49085-1211
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 BROAD ST, SAINT JOSEPH, MI 49085-1211

Mortgage

Document Number	003421/814
Date	Feb 27, 2024
Book Page	3421/814
Instrument	2024398770

Lender

Name	UNITED FCU
Type	Credit Union
Address	LAWTON, MI 49065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1007 BROAD ST, SAINT JOSEPH, MI 49085-1211
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03206/2959
Date	May 29, 2018
Book Page	3206/2959

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1007 BROAD ST, SAINT JOSEPH, MI 49085-1211
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03332/1304
Date	Jun 17, 2021
Book Page	3332/1304

Lender

Name	UNITED FCU
Type	Credit Union
Address	CLIFTON, NJ 07012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (+20.48%)	$220,000 (+20.48%)
2025	$2,013.00 (+11.96%)
2023		$91,300	$182,600
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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