101 Tim Bell Rd, Waterford, CA 95386 Property Records

Stanislaus County property record for 101 Tim Bell Rd, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2019)
Tax Bill	$4,227 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-017-045-000`

Property Details

APN / Parcel Number

Primary APN	`134-017-045-000`
Alternative APNs	`1341745000` `1341745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	101 TIM BELL RD
City	WATERFORD
State	CA
Zip	95386-8791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOAT #4538PX
Legal Subdivision	WATERFORD
Legal Block	2
Legal Lot Number	A
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2023
Census Tract	2801

Owner

101 Tim Bell Rd is owned and occupied by an individual who bought it in February 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 TIM BELL RD, WATERFORD, CA 95386-8791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Feb 4, 2019	Grant Deed, Transfer USAA
Jul 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	20195969
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0000051023
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	101 TIM BELL RD, WATERFORD, CA 95386-8791
Document Number	0000016312
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TIM BELL RD WATERFORD CA 953868791, WATERFORD, CA 95386-8791

Mortgage

Document Number	0000016312
Date	Mar 9, 2020
Instrument	16312

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 4, 2019
Property Address	101 TIM BELL RD, WATERFORD, CA 95386-8791
Document Number	0000005969
Instrument Date	Jan 31, 2019
Instrument	5969
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TIM BELL RD WATERFORD CA 953868791, WATERFORD, CA 95386-8791

Mortgage

Document Number	5970
Date	Feb 4, 2019
Instrument	5970

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 26, 2018
Property Address	101 TIM BELL RD, WATERFORD, CA 95386-8791
Document Number	0000051023
Instrument Date	Jul 23, 2018
Instrument	51023
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 TIM BELL RD WATERFORD CA 953868791, WATERFORD, CA 95386-8791

Mortgage

Document Number	51024
Date	Jul 26, 2018
Instrument	51024

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 101 Tim Bell Rd was $4,227, up 1.4% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,227.00 (+1.44%)	$352,721 (+2%) Land $159,294 Building $193,427
2025	$4,167.00	$345,806 Land $156,171 Building $189,635
2023	$4,000.00 (+1.55%)	$332,379 Land $150,107 Building $182,272
2022	$3,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 101 Tim Bell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Tim Bell Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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