101 School St, Gilbert, IA 50105 Property Records

Story County property record for 101 School St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1973
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Jun 2014)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2009 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05-09-230-200`

Property Details

APN / Parcel Number

Primary APN	`05-09-230-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	410 sqft
Unfinished Basement	454 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 SCHOOL ST
City	GILBERT
State	IA
Zip	50105-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROTHMOOR 1ST ADD LOT:32 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	ROTHMOOR 1ST ADD
Legal Lot Number	32
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1023
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SCHOOL ST, GILBERT, IA 50105-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 8, 2009	Legal Action/Court Order, Foreclosure · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	20145229
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	101 SCHOOL ST, GILBERT, IA 50105-1008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107936
Date	Jun 22, 2021
Instrument	2021-07936

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2044

Interest

Rate Type	Fixed Rate

June 2009: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Jun 8, 2009
Property Address	101 SCHOOL ST, GILBERT, IA 50105-1008
Document Number	200900006635
Instrument Date	Jun 4, 2009
Instrument	2009-00006635
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 SCHOOL ST, GILBERT, IA 50105-1008
Investor	Possibly a Property Investor

Mortgage

Document Number	200900006636
Date	Jun 8, 2009
Instrument	2009-00006636

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+8.49%) Homeowner's exemption	$218,800 (+9.35%) Land $87,800 Building $131,000	$218,800 (+9.35%) Land $87,800 Building $131,000
2024	$3,344.00 (+9.57%)
2023		$200,100 Land $76,500 Building $123,600	$200,100 Land $76,500 Building $123,600
2022	$3,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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