110 School St, Gilbert, IA 50105 Property Records

Story County property record for 110 School St, Gilbert, IA 50105

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 1,788 sqft · built 1962
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Sep 2026)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-235-300`

Property Details

APN / Parcel Number

Primary APN	`05-09-235-300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,788 sqft Total Area
1st Floor Area	1,508 sqft
Basement Area	1,788 sqft
Finished Basement	1,120 sqft
Unfinished Basement	668 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	85 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	110 SCHOOL ST
City	GILBERT
State	IA
Zip	50105-1008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SECTION:09 TOWNSHIP:84 RANGE:24 COMM SW COR LOT 9 ENESS ADD S120' 5 INE85' N120' 5 IN W85' TO BEG GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	ENESS ADD
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1043
Census Tract	103

Owner

110 School St, a duplex, is owned by a company that bought it in September 2026 and is owner-occupied.

Source: Story County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	110 SCHOOL ST, GILBERT, IA 50105-1008
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Aug 15, 2008	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Aug 15, 2008
Deed Document Number	20268001
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 2, 2026
Property Address	110 SCHOOL ST, GILBERT, IA 50105-1008
Document Number	0000008001
Instrument Date	Aug 28, 2026
Instrument	20268001
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	110 SCHOOL ST, GILBERT, IA 50105-1008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900003364
Date	Apr 1, 2009
Instrument	2009-00003364

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2024

August 2008: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Aug 15, 2008
Property Address	110 SCHOOL ST, GILBERT, IA 50105-1008
Document Number	200800009315
Instrument Date	Jul 28, 2008
Instrument	2008-00009315
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SCHOOL ST, GILBERT, IA 50105-1008

Mortgage

Document Number	200800009316
Date	Aug 15, 2008
Instrument	2008-00009316

Lender

Name	GREATER IOWA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 110 School St was $4,016 with a homeowner's exemption, up 20.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+20.31%) Homeowner's exemption	$255,600 Land $89,900 Building $165,700	$255,600 Land $89,900 Building $165,700
2024	$3,338.00
2023		$213,500 Land $78,300 Building $135,200	$213,500 Land $78,300 Building $135,200
2022	$3,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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