Monroe County property record for 101 S Main St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.15 acres (6,542 sqft) |
| Owner | Company Name on File |
| Last Sale | $480,000 (Jun 2021) |
| Tax Bill | $10,002 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-250-013-000 |
| Primary APN | 07-25-250-013-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,542 sqft (0.15 acres) |
|---|---|
| Lot Dimensions | 155 ft deep x 44 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 820 sqft |
| Street Address | 101 S MAIN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1323 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 010 OLD TOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | CITY OF WATERLOO |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-250-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 404 W 3RD ST, WATERLOO, IL 62298-1357 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 03, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK |
| Jul 03, 2018 | Grant Deed, Transfer ACCENT TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Jul 03, 2018 · Amount on Record |
| Deed Document Number | 2021417614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 03, 2021 |
| Property Address | 101 S MAIN ST, WATERLOO, IL 62298-1323 |
| Document Number | 0000417614 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 417614 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 N MAIN ST, WATERLOO, IL 62298-1202 |
| Document Number | 0000417615 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 417615 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 03, 2018 |
| Property Address | 101 S MAIN ST, WATERLOO, IL 62298-1323 |
| Document Number | 0000396729 |
| Instrument Date | Jul 02, 2018 |
| Instrument | 396729 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $637.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5978 L RD WATERLOO IL 622985028, WATERLOO, IL 62298-5028 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,000 (-5.31%) Land $9,650 Building $150,350 | $480,000 (-5.31%) Land $28,950 Building $451,050 | |
| 2024 | $10,002.00 | $168,976 (+19.28%) Land $10,191 Building $158,785 | $506,928 (+19.28%) Land $30,573 Building $476,355 |
| 2022 | $141,660 Land $9,650 Building $132,010 | $424,980 Land $28,950 Building $396,030 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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