101 S Founders Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 101 S Founders Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 5,050 sqft · built 2020
Lot Size	0.126 acres (5,516 sqft)
Owner	Company Name on File
Last Sale	$11,250,000 (Apr 2025)
Tax Bill	$62,524 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16010-000-0030`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16010-000-0030`
Alternative APN	`1036445`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	4 Stories
Building Area	5,050 sqft Living Area
Gross Area	6,719 sqft
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	5,516 sqft (0.126 acres)
Garage Type	Finished
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036445
Street Address	101 S FOUNDERS LN
City	INLET BEACH
State	FL
Zip	32461-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WATERSOUND BEACH PH 1 PB 15-28 OR 2457-931 OR 2703-4496 OR 2726-2462 OR 2908-1818 OR 2936-3314 OR 3065-2615 OR
Legal Range	18W
Legal Township	03S
Legal Section	21
Legal Subdivision	WATERSOUND BEACH PH 1
Legal Phase	1
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

101 S Founders Ln is owned by a company that bought it in April 2025.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1701 HERMITAGE BLVD STE 100, 100, TALLAHASSEE, FL 32308-7796
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 1, 2019	Loan Modification, Mortgage SMARTBANK
Feb 15, 2018	Warranty Deed, Transfer · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	20250012381
Deed Book / Page	3355 / 1218
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2020
Property Address	101 S FOUNDERS LN, INLET BEACH, FL 32461
Document Number	0031694667
Book / Page	3169 / 4667
Map Reference	MB 15 PG 28-28D
Instrument Date	Nov 16, 2020
Instrument	20200047626
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 E 22ND ST N # 100, 100, WICHITA, KS 67226-2388

Mortgage

Document Number	0031694669
Date	Nov 20, 2020
Instrument	3169/4669

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	2
Max Rate	7.37%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	101 S FOUNDERS LN, INLET BEACH, FL 32461
Document Number	0031043895
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4947 E COUNTY HIGHWAY 30A SANTA ROSA BEACH FL 324596595, SANTA ROSA BEACH, FL 32459-6595

Mortgage

Document Number	0031043895
Date	May 7, 2019
Book Page	003104/003895
Instrument	14561

Lender

Name	SMARTBANK
Type	Bank
Address	PO BOX 1910, PIGEON FORGE, TN 37868-1910

Agreement

Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 15, 2018
Property Address	101 S FOUNDERS LN, INLET BEACH, FL 32461
Document Number	0030652615
Book / Page	003065 / 002615
Instrument Date	Feb 7, 2018
Instrument	4971
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4947 E COUNTY HIGHWAY 30A SANTA ROSA BEACH FL 324596595, SANTA ROSA BEACH, FL 32459-6595

Mortgage

Document Number	30652616
Date	Feb 15, 2018
Book Page	003065/002616
Instrument	4972

Lender

Name	SMARTBANK
Type	Bank
Address	PO BOX 1910, PIGEON FORGE, TN 37868-1910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,627,978 Land $2,565,000 Building $5,062,978	$7,627,978 Land $2,565,000 Building $5,062,978
2023	$62,524.00 (+8.47%)	$7,687,878 (+11.44%) Land $2,574,113 Building $5,113,765	$7,687,878 (+11.44%) Land $2,574,113 Building $5,113,765
2022	$57,643.00	$6,898,890 Land $2,857,265 Building $4,041,625	$6,898,890 Land $2,857,265 Building $4,041,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 S Founders Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 S Founders Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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