85 S Founders Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 85 S Founders Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,502 sqft · built 2019
Lot Size	0.149 acres (6,495 sqft)
Owner	Company Name on File
Last Sale	$6,375,000 (Apr 2026)
Tax Bill	$46,550 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16010-000-0480`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16010-000-0480`
Alternative APNs	`20-318-16010-000-0480` `1036491`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	4,502 sqft Living Area
Gross Area	6,698 sqft
1st Floor Area	1,680 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,495 sqft (0.149 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 S FOUNDERS LN
City	INLET BEACH
State	FL
Zip	32461-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSBCH
Legal Description	LOT 48 WATERSOUND BEACH PH 1 PB 15-28 OR 2457-931 OR 2749-2193 OR 3002-317
Legal Range	018
Legal Township	03S
Legal Section	21
Legal Subdivision	WATERSOUND BEACH PH 1
Legal Phase	1
Legal Block	4
Legal Lot Number	48
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

85 S Founders Ln is owned by a company that bought it in April 2026.

Source: Walton County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	4809 LIGHTHOUSE DR, FLOWER MOUND, TX 75022-6410
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer 30A TITLE LLC
Nov 29, 2017	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Feb 16, 2016 · Amount on File
Deed Document Number	202613224
Deed Book / Page	3393 / 2343
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 6, 2026
Property Address	85 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0000013224
Book / Page	3393 / 2343
Instrument Date	Mar 27, 2026
Instrument	202613224
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	30A TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,507,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4809 LIGHTHOUSE DR, FLOWER MOUND, TX 75022-6410

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030583006
Date	Nov 29, 2017
Book Page	3058/3006
Instrument	2017000039178

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 85 S Founders Ln was $46,550.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,550.00	$5,442,596 Land $1,650,000 Building $3,792,596	$5,442,596 Land $1,650,000 Building $3,792,596
2023	$43,140.00 (+9.01%)	$5,548,452 (+12.48%) Land $1,717,765 Building $3,830,687	$5,548,452 (+12.48%) Land $1,717,765 Building $3,830,687
2022	$39,576.00	$4,932,677 Land $1,906,719 Building $3,025,958	$4,932,677 Land $1,906,719 Building $3,025,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 S Founders Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 S Founders Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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