101 Polk St, Erwin, TN 37650 Property Records

Unicoi County property record for 101 Polk St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1917
Lot Size	0.344 acres (15,001 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2019)
Tax Bill	$552 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031O-B-001.00`

Property Details

APN / Parcel Number

Primary APN	`031O-B-001.00`
Alternative APNs	`086031O B 00100` `000008751`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,092 sqft
Basement Area	416 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,001 sqft (0.344 acres)
Lot Dimensions	171 ft deep x 79 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	101 POLK ST
City	ERWIN
State	TN
Zip	37650-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK F LOT 1-2 33X197 IRR
Legal Subdivision	EVERGREEN
Legal Block	F
Legal Lot Number	1-2
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 POLK ST, ERWIN, TN 37650-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Sep 14, 1993 · Amount on Record
Deed Document Number	20191424
Deed Book / Page	424 / 1028
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 25, 2019
Property Address	101 POLK ST, ERWIN, TN 37650-1937
Document Number	4241028
Book / Page	000424 / 001028
Instrument Date	Jul 23, 2019
Instrument	1424
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 POLK ST ERWIN TN 376501937, ERWIN, TN 37650-1937

Mortgage

Document Number	4241031
Date	Jul 25, 2019
Book Page	000424/001031
Instrument	1425

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00	$21,150 (-) Land $5,125 Building $16,025	$84,600 (-) Land $20,500 Building $64,100
2024	$552.00 (+11.07%)
2023		$21,150 (-) Land $5,125 Building $16,025
2022	$497.00	$21,150 Land $5,125 Building $16,025	$84,600 Land $20,500 Building $64,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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